108 Timber Ln, Newfoundland, NJ 07435 Property Records

Passaic County and West Milford Township property record for 108 Timber Ln, Newfoundland, NJ 07435

Property Summary

Property Type	Single Family Home
Details	3,255 sqft · built 1984
Lot Size	3.91 acres (170,755 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Dec 2020)
Tax Bill	$17,046 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-14901-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`15-14901-0000-00026`
Alternative APN	`151490100026`

Interior

Building Area	3,255 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood
Lot Area	170,755 sqft

Location & Zoning

Street Address	108 TIMBER LN
City	NEWFOUNDLAND
State	NJ
Zip	07435-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	14901
Legal Lot Number	26
Jurisdiction	PASSAIC NJ
Township / Civil Division	WEST MILFORD
Census Block Group	2
Census Block	2009
Census Tract	256805

Owner

108 Timber Ln is owned and occupied by two individuals who bought it in December 2020.

Source: Passaic County and West Milford Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 TIMBER LN, NEWFOUNDLAND, NJ 07435-1716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2018	Deed of Trust, Mortgage · Commercial Mortgage LAKELAND BANK
Dec 16, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKELAND BK
Feb 23, 2009	Deed of Trust, Mortgage · Conventional Mortgage LAKELAND BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2020 · Amount on File
Deed Sale	Dec 16, 2020 · Amount on File
Deed Document Number	202065488
Deed Book / Page	3927 / 84
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	108 TIMBER LN, NEWFOUNDLAND, NJ 07435-1716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028637
Date	Jun 28, 2018
Book Page	M15078/0230
Instrument	2018028637

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 12, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PASSAIC NJ
Recording Date	Dec 16, 2020
Property Address	108 TIMBER LN, NEWFOUNDLAND, NJ 07435-1716
Document Number	0000065488
Book / Page	D3927 / 84
Instrument Date	Oct 27, 2020
Instrument	2020065488
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,526.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 WOODLAND COURT, 100, POMPTON PLNS, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 TIMBER LN, NEWFOUNDLAND, NJ 07435-1716

Mortgage

Document Number	0000065489
Date	Dec 16, 2020
Book Page	M16672/65
Instrument	2020065489

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	108 TIMBER LN, NEWFOUNDLAND, NJ 07435-1716
Document Number	0000063533
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 TIMBER LN NEWFOUNDLAND NJ 074351716, NEWFOUNDLAND, NJ 07435-1716

Mortgage

Document Number	0000063533
Date	Dec 7, 2020
Book Page	001451/000230
Instrument	63533

Lender

Name	LAKELAND BK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	108 TIMBER LN, NEWFOUNDLAND, NJ 07435-1716
Document Number	0000063512
Instrument Date	Feb 23, 2009
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 TIMBER LN WEST MILFORD NJ 07480, WEST MILFORD, NJ 07480

Mortgage

Document Number	0000063512
Date	Dec 7, 2020
Book Page	001451/000016
Instrument	63512

Lender

Name	LAKELAND BK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 6, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 108 Timber Ln was $17,046, up 4% from the year before.

Source: Passaic County and West Milford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	West Milford Township
Unified School District	West Milford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,500 (-) Land $140,800 Building $263,700	$404,500 (-) Land $140,800 Building $263,700
2025	$17,046.00 (+3.95%)	$404,500 Land $140,800 Building $263,700	$404,500 Land $140,800 Building $263,700
2024	$16,398.00
2023		$404,500 Land $140,800 Building $263,700	$404,500 Land $140,800 Building $263,700
2022	$16,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Timber Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1980–2011)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Timber Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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