Madison County property record for 108 Timber Dr, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,496 sqft · built 2007 |
| Lot Size | 0.337 acres (14,688 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $473,480 (Mar 2026) |
| Tax Bill | $3,206 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2021 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081F-13-242 |
| Primary APN | 081F-13-242 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,496 sqft Adjusted Area |
| Gross Area | 3,040 sqft |
| 1st Floor Area | 3,040 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 14,688 sqft (0.337 acres) |
| Patio Area | 190 sqft |
| Cooling System | Central |
|---|
| Account Number | 45100 |
|---|---|
| Street Address | 108 TIMBER DR |
| City | MADISON |
| State | MS |
| Zip | 39110-4531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P1 |
| Legal Description | LOT 42 THE TIMBERS OF ASHBROOKE |
| Legal Range | 01E |
| Legal Township | 08N |
| Legal Section | 13 |
| Legal Subdivision | TIMBERS OF ASHBROOKE THE |
| Legal Lot Number | 42 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30402 |
Source: Madison County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 TIMBER DR, MADISON, MS 39110-4531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 3, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Sep 20, 2024 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 3, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 6, 2018 | Warranty Deed, Transfer WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2026 · Amount on Record |
| Deed Sale | Mar 17, 2026 · Amount on Record |
| Prior Sale | Aug 6, 2018 · Amount on Record |
| Deed Document Number | 20261047593 |
| Deed Book / Page | 4657 / 660 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 108 TIMBER DR, MADISON, MS 39110-4531 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 108 TIMBER DR, MADISON, MS 39110-4531 |
| Document Number | 004032/317 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 4032/317 |
| Instrument | 925264 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 108 TIMBER DR, MADISON, MS 39110-4531 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004096/487 |
|---|---|
| Date | Sep 3, 2021 |
| Book Page | 4096/487 |
| Instrument | 935632 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 108 TIMBER DR, MADISON, MS 39110-4531 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 108 TIMBER DR, MADISON, MS 39110-4531 |
| Document Number | 004480/870 |
|---|---|
| Date | Sep 20, 2024 |
| Book Page | 4480/870 |
| Instrument | 1011297 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Mar 17, 2026 |
| Property Address | 108 TIMBER DR, MADISON, MS 39110-4531 |
| Document Number | 004657/660 |
| Book / Page | 4657 / 660 |
| Map Reference | CAB D SL 196 |
| Instrument Date | Jul 21, 2025 |
| Instrument | 1047593 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | BENCHMARK TITLE LLC (TH), BENCHMARK TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 89 HEADQUARTERS PLZ, MORRISTOWN, NJ 07960-6834 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 108 TIMBER DR, MADISON, MS 39110-4531 |
| Document Number | 0001047594 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 1047594 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 108 TIMBER DR, MADISON, MS 39110-4531 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4096/487 |
|---|---|
| Date | Sep 3, 2021 |
| Book Page | 4096/487 |
| Instrument | 935632 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 108 TIMBER DR, MADISON, MS 39110-4531 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2021 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 108 TIMBER DR, MADISON, MS 39110-4531 |
| Document Number | 4032/317 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 4032/317 |
| Instrument | 925264 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Aug 6, 2018 |
| Property Address | 108 TIMBER DR, MADISON, MS 39110-4531 |
| Document Number | 0000844698 |
| Book / Page | 003632 / 000701 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 844698 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | BENCHMARK TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 108 TIMBER DR MADISON MS 391104531, MADISON, MS 39110-4531 |
| Document Number | 844699 |
|---|---|
| Date | Aug 6, 2018 |
| Book Page | 003632/000704 |
| Instrument | 844699 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467-8000 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 5, 2048 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,206.00 Homeowner's exemption | $34,150 (-) | $341,500 (-) Land $45,000 Building $296,500 |
| 2024 | $3,206.00 | ||
| 2023 | $3,206.00 Homeowner's exemption | $34,150 | $341,500 Land $45,000 Building $296,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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