Ottawa County property record for 108 Thresher Ln, Commerce, OK 74339
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,164 sqft · built 1970 |
| Lot Size | 0.25 acres (10,957 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (May 2020) |
| Deeds & Mortgages | May 2022 Transfer May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20669 |
| Primary APN | 20669 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,164 sqft Living Area |
| 1st Floor Area | 1,164 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,957 sqft (0.25 acres) |
| Garage Type | Carport |
| Garage Area | 552 sqft |
| Carport | Carport |
| Carport Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 238 sqft |
| Patio Area | 180 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20669 |
|---|---|
| Street Address | 108 THRESHER LN |
| City | COMMERCE |
| State | OK |
| Zip | 74339-3138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 7 & NELY 5' LT 8, BLK 5 MIDWAY VILLAGE |
| Legal Range | 23E |
| Legal Township | 28N |
| Legal Section | 7 |
| Legal Subdivision | MIDWAY VILLAGE |
| Legal Block | 5 |
| Legal Lot Number | 7,8 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 574200 |
108 Thresher Ln is owned and occupied by two individuals who acquired it in May 2022.
Source: Ottawa County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 635, NORTH MIAMI, OK 74358-0635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2022 | Intrafamily Transfer, Transfer |
| May 13, 2020 | Warranty Deed, Transfer · VA Mortgage ARVEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2020 · Amount on File |
| Deed Sale | May 13, 2020 · Amount on File |
| Deed Document Number | 20201948 |
| Deed Book / Page | 1110 / 103 |
| Last Transfer Date | May 10, 2022 |
| Transfer Doc | 001161/223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | May 10, 2022 |
| Property Address | 108 THRESHER LN, COMMERCE, OK 74339-3138 |
| Document Number | 001161/223 |
| Book / Page | 1161 / 223 |
| Instrument Date | May 10, 2022 |
| Instrument | I-2022-002450 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 635, NORTH MIAMI, OK 74358-0635 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | May 13, 2020 |
| Property Address | 108 THRESHER LN, COMMERCE, OK 74339-3138 |
| Document Number | 001110/103 |
| Book / Page | 1110 / 103 |
| Instrument Date | May 8, 2020 |
| Instrument | 2020-001948 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Title Company | OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 635, NORTH MIAMI, OK 74358-0635 |
| Document Number | 2020001949 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 2020-001949 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,257 (+3.01%) Land $633 Building $6,624 | $63,654 (-10.32%) Land $5,549 Building $58,105 | |
| 2025 | Homeowner's exemption | $7,045 Land $614 Building $6,431 | $70,976 Land $6,800 Building $64,176 |
| 2023 | Homeowner's exemption | $6,840 Land $596 Building $6,244 | $60,000 Land $5,230 Building $54,770 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 108 Thresher Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1993–2007) |
| Most Recent Claim | Jul 2007 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Thresher Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE serves 2,645 people · EPA ID OK2005810 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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