Hamilton County property record for 108 Thornton Ave, Chattanooga, TN 37411
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,505 sqft · built 1936 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,000 (Mar 2019) |
| Tax Bill | $793 (2025) |
| Deeds & Mortgages | Mar 2019 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 157J A 019 |
| Primary APN | 157J A 019 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,505 sqft Living Area |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000096803 |
|---|---|
| Street Address | 108 THORNTON AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-4619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 40 MTN CITY INVESTMENT CO BELVOIR PLACE PB9 PG12 |
| Legal Subdivision | MOUNTAIN CITY INVEST |
| Legal Lot Number | 40 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 2800 |
108 Thornton Ave is owned and occupied by an individual who bought it in March 2019.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 THORNTON AVE, CHATTANOOGA, TN 37411-4619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2019 · Amount on File |
| Deed Sale | Mar 4, 2019 · Amount on File |
| Prior Sale | Apr 30, 1996 · Amount on File |
| Deed Document Number | 2019030400266 |
| Deed Book / Page | 11578 / 559 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 4, 2019 |
| Property Address | 108 THORNTON AVE, CHATTANOOGA, TN 37411-4619 |
| Document Number | 0304000266 |
| Book / Page | 011578 / 000559 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 190304000266 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2019 |
| Title Company | JONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $636.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 THORNTON AVE CHATTANOOGA TN 374114619, CHATTANOOGA, TN 37411-4619 |
| Document Number | 304000268 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 011578/000582 |
| Instrument | 190304000268 |
| Name | SYNOVUS BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 3, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 304000267, |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 011578/000562 |
| Instrument | 190304000267 |
| Name | SYNOVUS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35209 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 3, 2049 |
The 2025 property tax bill for 108 Thornton Ave was $793, down 22.6% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $793.00 (-22.63%) | $52,350 (+14.24%) | $209,400 (+14.24%) Land $60,000 Building $149,400 |
| 2024 | $1,025.00 | $45,825 (-) | $183,300 (-) Land $40,000 Building $143,300 |
| 2023 | $1,025.00 | $45,825 (-) | $183,300 (-) Land $40,000 Building $143,300 |
| 2022 | $1,025.00 | $45,825 | $183,300 Land $40,000 Building $143,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 108 Thornton Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (1994–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Thornton Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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