108 Thomas St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 108 Thomas St, Bloomfield, NJ 07003

Property Summary

Property TypeSingle Family Home
Details1,665 sqft · built 1900
Lot Size0.155 acres (6,769 sqft)
Owner2 Individual Names on Record
Last Sale$505,000 (Dec 2025)
Tax Bill$10,589 (2025)
Deeds & MortgagesDec 2025 Mortgage
Jan 2018 Sale & Refinance
Flood ZoneZone X (minimal risk)
APN02-00217-0000-00024

Property Details

APN / Parcel Number

Primary APN02-00217-0000-00024
Alternative APN
  • 020021700024

Interior

Stories1 Story
Building Area1,665 sqft Living Area
1st Floor Area1,665 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area6,769 sqft (0.155 acres)
Lot Dimensions144 ft deep x 47 ft wide

Location & Zoning

Old Parcel Number020021700024
Street Address108 THOMAS ST
CityBLOOMFIELD
StateNJ
Zip07003-2411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-G
Legal Description47 X 144
Legal Block217
Legal Lot Number24
JurisdictionESSEX NJ
Township / Civil DivisionBLOOMFIELD
Census Block Group4
Census Block4009
Census Tract15600

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address108 THOMAS ST, BLOOMFIELD, NJ 07003-2411
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Deed of Trust, Mortgage · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Jan 5, 2018Deed, Transfer · Stand-Alone Refinance
BOILING SPRINGS SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2025 · Amount on Record
Deed SaleDec 23, 2025 · Amount on Record
Prior SaleJan 5, 2018 · Amount on Record
Deed Document Number202580153
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address108 THOMAS ST, BLOOMFIELD, NJ 07003-2411
Transaction TypeMortgage
Record UpdatedJan 22, 2026
Title CompanyTRIDENT LAND TRANSFER COMPANY (NJ), TRIDENT LAND TRANSFER CO NJ

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 FRANKLIN PL, MONTCLAIR, NJ 07042-4442
InvestorPossibly a Property Investor

Mortgage

Document Number0000080154
DateDec 23, 2025
Instrument2025080154
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressFAIRFAX, VA 22031
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

January 2018: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateJan 5, 2018
Property Address108 THOMAS ST, BLOOMFIELD, NJ 07003-2411
Document Number0000001030
Instrument DateDec 14, 2017
Instrument2018001030
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 THOMAS ST, BLOOMFIELD, NJ 07003-2411

Mortgage

Document Number0000001033
DateJan 5, 2018
Instrument2018001033
Lender
NameBOILING SPRINGS SAVINGS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionBloomfield Township
Unified School DistrictBloomfield Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$303,500 (-) Land $98,700 Building $204,800$303,500 (-) Land $98,700 Building $204,800
2025$10,589.00 (+2.87%)$303,500 (-) Land $98,700 Building $204,800$303,500 (-) Land $98,700 Building $204,800
2024$10,294.00 (+5.93%)
2023$303,500 Land $98,700 Building $204,800$303,500 Land $98,700 Building $204,800
2022$9,718.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 65 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims95 (1981–2024)
Claims Outside the SFHA5 of 95
Most Recent ClaimAug 2024 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 23 claims
  • Hurricane Irene, Aug 2011 · 22 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMFIELD WATER DEPARTMENT
serves 53,315 people · EPA ID NJ0702001
Water SourcePurchased surface water from NEWARK WATER DEPARTMENT
Last State InspectionSep 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2024
Treatment failure
resolved · Nov 2020
Haloacetic acids
resolved · Jan 2020
Treatment and ProcedureCorrosion control
Jul 2022
Lead service line replacement
Jan 2022
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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