108 Thames St, Groton, CT 06340 Property Records

Groton Town property record for 108 Thames St, Groton, CT 06340

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,024 sqft · built 1782
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on File
Last Sale$20,000 (Jan 2023)
Tax Bill$4,495 (2025)
Deeds & MortgagesJun 2023 Refinance
Jan 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN168914228551 E

Property Details

APN / Parcel Number

Primary APN168914228551 E
Alternative APNs
  • GROT M:168914228551 L:E
  • GROT M:168914228551
  • 168914228551
  • 12025000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area3,024 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1782
Effective Year BuiltEffective 1782
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number168914228551
Street Address108 THAMES ST
CityGROTON
StateCT
Zip06340-3631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWBR
Legal Lot NumberE
JurisdictionGROTON CT
Township / Civil DivisionGROTON
Census Block Group2
Census Block2015
Census Tract702400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Groton Bank Historic District
listed 1983 · 120 contributing resources · NRIS 83001287

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

108 Thames St is owned by a company that bought it in January 2023.

Source: Groton Town records, as of June 25, 2026

Owner of RecordCompany Name on File
Mailing Address142 BENHAM RD, GROTON, CT 06340-4935
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 6, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
DIME BANK
Jan 4, 2023Warranty Deed, Transfer
Aug 24, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2023 · Amount on File
Deed SaleJan 4, 2023 · Amount on File
Deed Book / Page1287 / 127
Prior Transfer DateAug 10, 2022
Prior Transfer Doc001281-693
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGROTON CT
Property Address108 THAMES ST, GROTON, CT 06340-3631
Transaction TypeMortgage
Record UpdatedOct 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001292-515
DateJun 6, 2023
Book Page1292/515
Instrument5192710041
Lender
NameDIME BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term61 Months
DueJul 1, 2028

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGROTON CT
Recording DateJan 4, 2023
Property Address108 THAMES ST, GROTON, CT 06340-3631
Document Number001287-127
Book / Page1287 / 127
Instrument DateDec 27, 2022
Transaction TypeTransfer
Record UpdatedOct 15, 2024

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGROTON CT
Recording DateAug 24, 2022
Property Address108 THAMES ST, GROTON, CT 06340-3631
Document Number001281-693
Book / Page1281 / 693
Instrument DateAug 10, 2022
Transaction TypeTransfer
Record UpdatedOct 15, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 MERIDIAN ST, GROTON, CT 06340-4012

Tax Assessment & Valuation

The 2025 property tax bill for 108 Thames St was $4,495.

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionGroton Town
MunicipalityGroton City
Unified School DistrictGroton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,495.00$155,470 Land $81,774 Building $73,696$108,829 Land $57,242 Building $51,587
2024$4,495.00
2022$157,430 Land $50,050 Building $107,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Thames St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 108 Thames St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGROTON UTILITIES
serves 30,200 people · EPA ID CT0590011
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 2,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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