Volusia County property record for 108 Tern Ct, Daytona Beach, FL 32119
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,838 sqft · built 1986 |
| Lot Size | 0.124 acres (5,395 sqft) |
| Owner | Individual Name on File |
| Last Sale | $277,500 (Feb 2022) |
| Tax Bill | $3,879 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Sep 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 5236-07-00-0370 |
| Primary APN | 5236-07-00-0370 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,838 sqft Living Area |
| Gross Area | 2,321 sqft |
| 1st Floor Area | 1,357 sqft |
| Upper Floors Area | 481 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 5,395 sqft (0.124 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 72 sqft |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3254554 |
|---|---|
| Street Address | 108 TERN CT |
| City | DAYTONA BEACH |
| State | FL |
| Zip | 32119-1336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02PUD |
| Legal Description | LOT 37 PELICAN BAY PHASE III UNIT 1 MB 37 PGS 44-49 PER OR 4117 PG 3386 PER OR 6145 PG 0080 PER OR 8205 PG 4691 PER OR 8266 PG 0578 |
| Legal Range | 32E |
| Legal Township | 15S |
| Legal Section | 36 |
| Legal Subdivision | PELICAN BAY PHASE III UNIT 1 MB |
| Legal Phase | 3 |
| Legal Tract | 07 |
| Legal Lot Number | 37 |
| Legal Unit | 1 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | PORT ORANGE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 82411 |
108 Tern Ct is owned and occupied by an individual who bought it in February 2022.
Source: Volusia County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 TERN CT, DAYTONA BEACH, FL 32119-1336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2022 | Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Sep 12, 2018 | Loan Modification, Mortgage · Conventional Mortgage SUNTRUST MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2022 · Amount on File |
| Deed Sale | Feb 18, 2022 · Amount on File |
| Prior Sale | Oct 25, 2007 · Amount on File |
| Deed Document Number | 202239027 |
| Deed Book / Page | 8205 / 4691 |
| Transfer Doc | 4122000464 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Feb 18, 2022 |
| Property Address | 108 TERN CT, DAYTONA BEACH, FL 32119-1336 |
| Document Number | 0082054691 |
| Book / Page | 8205 / 4691 |
| Map Reference | MB 37 PG 44-49 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 2022039027 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | PUBLIC TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,942.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 215 E COLONIAL DR, 215, ORLANDO, FL 32801-1203 |
| Name | Verified Name |
|---|---|
| Address | 108 TERN CT, DAYTONA BEACH, FL 32119-1336 |
| Document Number | 0082054693 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 8205/4693 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 108 TERN CT, DAYTONA BEACH, FL 32119-1336 |
| Document Number | 0076094621 |
| Instrument Date | Sep 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 108 TERN CT DAYTONA BEACH FL 321191336, DAYTONA BEACH, FL 32119-1336 |
| Document Number | 0076094621 |
|---|---|
| Date | Oct 12, 2018 |
| Book Page | 007609/004621 |
| Instrument | 207650 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 11, 2048 |
| Rate | 3.12% |
|---|
The 2025 property tax bill for 108 Tern Ct was $3,879 with a homeowner's exemption.
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Daytona Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,042 (-3.13%) Land $42,300 Building $207,742 | $250,042 (-3.13%) Land $42,300 Building $207,742 | |
| 2025 | $3,879.00 Homeowner's exemption | $258,122 Land $34,700 Building $223,422 | $258,122 Land $34,700 Building $223,422 |
| 2023 | $4,147.00 (+214.88%) | $231,368 (+101.24%) Land $32,000 Building $199,368 | $231,368 (+16.46%) Land $32,000 Building $199,368 |
| 2022 | $1,317.00 Homeowner's exemption | $114,970 | $198,675 Land $28,500 Building $170,175 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 108 Tern Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 397 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 397 in force |
| Nearby Flood Claims | 37 (1983–2024) |
| Claims Outside the SFHA | 14 of 37 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Tern Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DAYTONA BEACH serves 87,534 people · EPA ID FL3640275 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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