Jackson County property record for 108 Temple Ter, Ocean Springs, MS 39564
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,284 sqft · built 1989 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,271 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 788.33-02-0019.00 |
| Primary APN | 788.33-02-0019.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,284 sqft Heated Area |
| Gross Area | 3,138 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 28,750 sqft (0.66 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 108 TEMPLE TER |
|---|---|
| City | OCEAN SPRINGS |
| State | MS |
| Zip | 39564-5402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 LAPLACE DE CHENNES S/D PB 17-15&16 DB 896-410 DB 1725-52 DB 1725-55 (19 MAP788.33-02) |
| Legal Range | 8W |
| Legal Township | 7S |
| Legal Section | 33 |
| Legal Subdivision | LAPLACE DE CHENNES |
| Legal Lot Number | 15 |
| Jurisdiction | JACKSON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 40600 |
108 Temple Ter is owner-occupied and held in a trust since September 2013.
Source: Jackson County records, as of March 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 108 TEMPLE TER, OCEAN SPRINGS, MS 39564-5402 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 5, 2013 |
| Transfer Doc | 0001725/55 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 108 Temple Ter was $2,271 with exemptions applied, up 0.6% from the year before.
Source: Jackson County assessment roll, as of March 20, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Jackson County |
| Municipality | Ocean Springs City |
| Unified School District | Ocean Springs School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,271.00 (+0.62%) Homeowner's exemption Senior Citizen's exemption | $26,468 (+3.55%) Land $7,503 Building $18,965 | $264,680 (+3.55%) Land $75,030 Building $189,650 |
| 2024 | $2,257.00 (-1.05%) Homeowner's exemption Senior Citizen's exemption | $25,560 (-) Land $7,271 Building $18,289 | $255,600 (-) Land $72,710 Building $182,890 |
| 2023 | $2,281.00 (-0.26%) Homeowner's exemption Senior Citizen's exemption | $25,560 (+10.35%) Land $7,271 Building $18,289 | $255,600 (-) Land $72,710 Building $182,890 |
| 2022 | $2,287.00 Homeowner's exemption Senior Citizen's exemption | $23,163 | $255,600 Land $72,710 Building $182,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Temple Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 66 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 35 (1998–2017) |
| Claims Outside the SFHA | 27 of 35 |
| Most Recent Claim | Oct 2017 · Hurricane Nate |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Temple Ter is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 64% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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