108 Tando Way, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 108 Tando Way, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 864 sqft · built 1979
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (May 2015)
Tax Bill	$1,783 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-30-00-333.00`

Property Details

APN / Parcel Number

Primary APN	`045-30-00-333.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	864 sqft Finished Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	160 ft deep x 60 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	108 TANDO WAY
City	FT MITCHELL
State	KY
Zip	41017-9479
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAHAMA GARDENS SEC 3 LOT 97
Legal Subdivision	BAHAMA GARDENS
Legal Phase	3
Legal Lot Number	97
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1025
Census Tract	66801

Owner

Source: Kenton County records · APN 045-30-00-333.00

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	108 TANDO WAY, FT MITCHELL, KY 41017-9479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 21, 2015 · Amount on Record
Deed Sale	May 21, 2015 · Amount on Record
Prior Sale	May 20, 2015 · Amount on Record
Deed Document Number	201505 21 059 00031
Deed Book / Page	3595 / 334
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Jun 16, 2026
Property Address	108 TANDO WAY, FT MITCHELL, KY 41017-9479
Document Number	0000012559
Book / Page	446 / 679
Instrument Date	Jun 02, 2026
Instrument	202612559
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	SPRINGDALE TITLE LLC, SPRINGDALE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 TANDO WAY, FT MITCHELL, KY 41017-9479

Mortgage

Document Number	0000012559,
Date	Jun 16, 2026
Book Page	446/679
Instrument	202612559

Lender

Name	STOCKTON MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,783.00 (-7.04%)	$180,000 (-) Land $10,000 Building $170,000	$180,000 (-) Land $10,000 Building $170,000
2023	$1,918.00	$180,000 Land $10,000 Building $170,000	$180,000 Land $10,000 Building $170,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 385 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.