108 Sweeney Cir, Forest, VA 24551 Property Records

Bedford County property record for 108 Sweeney Cir, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 898 sqft · built 1980
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$314,900 (Aug 2026)
Tax Bill	$954 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`117C 1 59`

Property Details

APN / Parcel Number

Primary APN	`117C 1 59`
Alternative APNs	`11733200` `148243`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	898 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	108 SWEENEY CIR
City	FOREST
State	VA
Zip	24551-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMESTEAD HAVEN LT 59
Legal Subdivision	HOMESTEAD HAVEN
Legal Lot Number	5
Jurisdiction	BEDFORD VA
Township / Civil Division	4
Census Block Group	2
Census Block	2005
Census Tract	30104

Owner

Source: Bedford County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 SWEENEY CIR, FOREST, VA 24551-1434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Oct 3, 2017	Deed of Trust, Mortgage SUMMIT MORTGAGE CORPORATION
Jun 10, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 24, 2022	Warranty Deed, Transfer · Construction Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2026 · Amount on Record
Deed Sale	Aug 6, 2026 · Amount on Record
Prior Sale	Jun 10, 2022 · Amount on Record
Deed Document Number	20267341
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Aug 6, 2026
Property Address	108 SWEENEY CIR, FOREST, VA 24551-1434
Document Number	0000007341
Instrument Date	Jul 28, 2026
Instrument	20267341
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,804.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SWEENEY CIR, FOREST, VA 24551-1434

Mortgage

Document Number	0000007342,
Date	Aug 6, 2026
Instrument	20267342

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	108 SWEENEY CIR, FOREST, VA 24551-1434
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	RELIAN TITLE, RELIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170009289
Date	Oct 3, 2017
Instrument	170009289

Lender

Name	SUMMIT MORTGAGE CORPORATION

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jun 10, 2022
Property Address	108 SWEENEY CIR, FOREST, VA 24551-1434
Document Number	0220006634
Instrument Date	Jun 2, 2022
Instrument	220006634
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NOT AVAILABLE, PIKE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SWEENEY CIR, FOREST, VA 24551-1434

Mortgage

Document Number	0220006635
Date	Jun 10, 2022
Instrument	220006635

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jan 24, 2022
Property Address	108 SWEENEY CIR, FOREST, VA 24551-1434
Document Number	0220000945
Instrument Date	Jan 14, 2022
Instrument	220000945
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	RELIANCE TITLE & STLMNT LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SWEENEY CIR, FOREST, VA 24551-1434

Mortgage

Document Number	0220000946
Date	Jan 24, 2022
Instrument	220000946

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$954.00	$232,700 (-) Land $56,000 Building $176,700	$232,700 (-) Land $56,000 Building $176,700
2025	$954.00	$232,700 (+1%) Land $56,000 Building $176,700
2023	$954.00 Additional exemption filed	$116,350	$232,700 Land $56,000 Building $176,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Glo Fiber Cable	1,200 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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