Greenwood County property record for 108 Surfside Cir, Ninety Six, SC 29666
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,631 sqft · built 1994 |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Aug 2018) |
| Tax Bill | $2,738 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Aug 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6897-578-559 |
| Primary APN | 6897-578-559 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,631 sqft Living Area |
| Basement Area | 1,519 sqft |
| Finished Basement | 1,519 sqft |
| Year Built | Built 1994 |
|---|
| Street Address | 108 SURFSIDE CIR |
|---|---|
| City | NINETY SIX |
| State | SC |
| Zip | 29666-8990 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 4 SEC B HARBOR HEIGHTS |
| Legal Subdivision | HARBOR HEIGHTS |
| Legal Lot Number | 4 |
| Jurisdiction | GREENWOOD SC |
| Township / Civil Division | NINETY SIX |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 970701 |
Source: Greenwood County records, as of January 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 SURFSIDE CIR, NINETY SIX, SC 29666-8990 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ACOPIA |
| Aug 15, 2018 | Grant Deed, Transfer · Conventional with PMI ACOPIA |
| Jan 26, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2018 · Amount on Record |
| Deed Sale | Aug 15, 2018 · Amount on Record |
| Prior Sale | Jan 26, 2017 · Amount on Record |
| Deed Document Number | 0001605462 |
| Deed Book / Page | 1605 / 462 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENWOOD SC |
| Property Address | 108 SURFSIDE CIR, NINETY SIX, SC 29666-8990 |
| Document Number | 0030650610 |
| Instrument Date | Sep 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 108 SURFSIDE CIR NINETY SIX SC 296668990, NINETY SIX, SC 29666-8990 |
| Document Number | 0030650610 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 003065/000610 |
| Instrument | 7098 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETTSVILLE, TN 37072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GREENWOOD SC |
| Recording Date | Aug 15, 2018 |
| Property Address | 108 SURFSIDE CIR, NINETY SIX, SC 29666-8990 |
| Document Number | 0016050462 |
| Book / Page | 001605 / 000462 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 5641 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,794.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 108 SURFSIDE CIR NINETY SIX SC 296668990, NINETY SIX, SC 29666-8990 |
| Document Number | 30570581 |
|---|---|
| Date | Aug 15, 2018 |
| Book Page | 003057/000581 |
| Instrument | 100005642 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETTSVILLE, TN 37072 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GREENWOOD SC |
| Recording Date | Jan 26, 2017 |
| Property Address | 108 SURFSIDE CIR, NINETY SIX, SC 29666-8990 |
| Document Number | 0015610289 |
| Book / Page | 001561 / 000289 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 687 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,053.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 315 KING ST #205 CHARLESTON SC 294011495, 205, CHARLESTON, SC 29401-1495 |
Source: Greenwood County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Greenwood County |
| Unified School District | Greenwood School District 52 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,738.00 | $19,400 (-) | $485,000 (-) Land $180,000 Building $305,000 |
| 2024 | $2,738.00 | $19,400 (-) | $485,000 (-) Land $180,000 Building $305,000 |
| 2023 | $2,738.00 (+0.48%) | $19,400 (-) | $485,000 (-) Land $180,000 Building $305,000 |
| 2022 | $2,725.00 | $19,400 | $485,000 Land $180,000 Building $305,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.1% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Carolina Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Vyve Broadband Cable | 2,000 / 50 |
| Spectrum Fiber | 1,000 / 1,000 |
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