Madison County property record for 108 Sunset Rdg, Madison, AL 35758
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,326 sqft · built 1989 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | Owner Name on File |
| Deeds & Mortgages | Sep 2025 Mortgage Aug 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-02-09-1-001-014.000 |
| Primary APN | 16-02-09-1-001-014.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| 1st Floor Area | 1,326 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Mixed |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,625 sqft (0.198 acres) |
| Lot Dimensions | 118 ft deep x 73 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 266247 |
|---|---|
| Street Address | 108 SUNSET RDG |
| City | MADISON |
| State | AL |
| Zip | 35758-2571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 SUNSET RIDGE A RESUB OF LOT 2 OF MADISON TOWNE CENTRE A RESUB OF A RESUB OF A PORTION OF LOT 2 OF A PLAT OF MADISON TO |
| Legal Range | 02W |
| Legal Township | 04S |
| Legal Section | 09 |
| Legal Subdivision | SUNSET RIDGE |
| Legal Lot Number | 13 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 11013 |
The current owner of 108 Sunset Rdg acquired it in July 2006.
Source: Madison County records, as of November 14, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 108 SUNSET RDG, MADISON, AL 35758-2571 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · VA Mortgage REGIONS BANK |
| Aug 22, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Oct 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2006 |
| Deed Sale | Jul 18, 2006 |
| Deed Document Number | 20060718000472010 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 108 SUNSET RDG, MADISON, AL 35758-2571 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2025 |
| Name | Verified Name |
|---|---|
| Address | 108 SUNSET RDG, MADISON, AL 35758-2571 |
| Document Number | 0000177888 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | 2025/177888 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | 2050 PARKWAY OFFICE CIR, HOOVER, AL 35244 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 108 SUNSET RDG, MADISON, AL 35758-2571 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 108 SUNSET RDG, MADISON, AL 35758-2571 |
| Document Number | 0000138743 |
|---|---|
| Date | Aug 22, 2023 |
| Book Page | MTG 2023/138743 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 2, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 108 SUNSET RDG, MADISON, AL 35758-2571 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100082452 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 2021-00082452 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Madison County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $17,480 Land $2,760 Building $14,720 | $174,800 Land $27,600 Building $147,200 |
| 2023 | Homeowner's exemption | $16,560 Land $2,760 Building $13,800 | $165,600 Land $27,600 Building $138,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Sunset Rdg in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2003–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2016 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 108 Sunset Rdg has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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