Isle Of Wight County property record for 108 Sunrise Bluff Ct, Smithfield, VA 23430
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,395 sqft · built 1991 |
| Lot Size | 0.489 acres (21,344 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $469,900 (Jul 2025) |
| Tax Bill | $3,292 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Jul 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23F-05-006 |
| Primary APN | 23F-05-006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,395 sqft Living Area |
| Gross Area | 2,919 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.489 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 4500067311 |
|---|---|
| Old Parcel Number | 23F-05-006 |
| Street Address | 108 SUNRISE BLUFF CT |
| City | SMITHFIELD |
| State | VA |
| Zip | 23430-2320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC |
| Legal Description | L 6 SUNRISE BLUFF PLAT BK 14/35 |
| Legal Subdivision | SUNRISE BLUFF/GATLING POINTE |
| Legal Lot Number | 6 |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 280104 |
Source: Isle Of Wight County records, as of October 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 SUNRISE BLUFF CT, SMITHFIELD, VA 23430-2320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2025 | Deed of Trust, Mortgage · Line of Credit BAYPORT CU |
| Jul 31, 2025 | Bargain and Sale Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2025 · Amount on Record |
| Deed Sale | Jul 31, 2025 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Property Address | 108 SUNRISE BLUFF CT, SMITHFIELD, VA 23430-2320 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0250001936 |
|---|---|
| Date | May 12, 2025 |
| Instrument | 250001936 |
| Name | BAYPORT CU |
|---|---|
| Type | Credit Union |
| Address | NEWPORT NEWS, VA 23606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | May 11, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Recording Date | Jul 31, 2025 |
| Property Address | 108 SUNRISE BLUFF CT, SMITHFIELD, VA 23430-2320 |
| Document Number | 0250003297 |
| Map Reference | MB 14 PG 35 |
| Instrument Date | Jul 24, 2025 |
| Instrument | 250003297 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Title Company | ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 SUNRISE BLUFF CT, SMITHFIELD, VA 23430-2320 |
| Document Number | 0250003298 |
|---|---|
| Date | Jul 31, 2025 |
| Instrument | 250003298 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
Source: Isle Of Wight County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,292.00 | $424,800 (-) Land $85,000 Building $339,800 | $424,800 (-) Land $85,000 Building $339,800 |
| 2023 | $424,800 Land $85,000 Building $339,800 | $424,800 Land $85,000 Building $339,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 7 (1999–2009) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Nov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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