108 Stuart Ave, Downingtown, PA 19335 Property Records

Chester County property record for 108 Stuart Ave, Downingtown, PA 19335

Property Summary

Property Type	Duplex
Details	3 bd · 1.5 ba · 1,280 sqft · built 1978
Lot Size	0.138 acres (6,009 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Oct 2019)
Tax Bill	$464 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-7-277.1B`

Property Details

APN / Parcel Number

Primary APN	`11-7-277.1B`
Alternative APN	`1107 027701B0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,280 sqft Living Area
Basement Area	308 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	6,009 sqft (0.138 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	108 STUART AVE
City	DOWNINGTOWN
State	PA
Zip	19335-2527
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R4
Legal Description	LOT 2 DWG & GAR
Legal Subdivision	THOMAS F MCTEAR
Legal Lot Number	2
Jurisdiction	CHESTER PA
Township / Civil Division	DOWNINGTOWN
Census Block Group	1
Census Block	1028
Census Tract	304102

Owner

108 Stuart Ave, a duplex, is owned and occupied by an individual who bought it in October 2019.

Source: Chester County records, as of May 28, 2026

Owner of Record	Individual Name on File
Mailing Address	108 STUART AVE, DOWNINGTOWN, PA 19335-2527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2019 · Amount on File
Deed Sale	Oct 17, 2019 · Amount on File
Prior Sale	Apr 4, 2016 · Amount on File
Deed Document Number	201911694669
Deed Book / Page	10023 / 2244
Prior Transfer Date	Jun 21, 2010
Prior Transfer Doc	0079422160
Record Updated	Oct 29, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHESTER PA
Recording Date	Oct 17, 2019
Property Address	108 STUART AVE, DOWNINGTOWN, PA 19335-2527
Document Number	0100232244
Book / Page	010023 / 002244
Instrument Date	Oct 9, 2019
Instrument	11694669
Transaction Type	Transfer
Record Updated	Oct 31, 2019
Title Company	TITLE SERVICE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 STUART AVE DOWNINGTOWN PA 193352527, DOWNINGTOWN, PA 19335-2527

Mortgage

Document Number	100232248
Date	Oct 17, 2019
Book Page	010023/002248
Instrument	11694670

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 108 Stuart Ave was $464.

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
Municipality	Downingtown Borough
Unified School District	Downingtown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$464.00	$101,480 (-) Land $33,070 Building $68,410	$108,440 (-) Land $33,070 Building $75,370
2025		$101,480 (-) Land $33,070 Building $68,410	$108,440 Land $33,070 Building $75,370
2024	$4,237.00	$101,480 Land $33,070 Building $68,410
1998			$108,440 Land $33,070 Building $75,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 108 Stuart Ave in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	89 (1994–2021)
Claims Outside the SFHA	11 of 89
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 45 claims Severe Storms, Flooding, And Mudslides, Jun 2006 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Stuart Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWNINGTOWN WATER AUTHORITY serves 9,900 people · EPA ID PA1150026
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20