Harris County property record for 108 Stratford St, Houston, TX 77006
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,049 sqft · built 1930 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $678,832 (Dec 2020) |
| Tax Bill | $18,002 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-137-000-0004 |
| Primary APN | 004-137-000-0004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,049 sqft Living Area |
| 1st Floor Area | 1,748 sqft |
| Attic | Attic |
| Attic Area | 769 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 6,500 sqft (0.149 acres) |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 804 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0041370000004 |
|---|---|
| Street Address | 108 STRATFORD ST |
| City | HOUSTON |
| State | TX |
| Zip | 77006-3330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 4 BLK 6 AVONDALE |
| Legal Subdivision | AVONDALE |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 410502 |
108 Stratford St is owned and occupied by two individuals who bought it in December 2020.
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 STRATFORD ST, HOUSTON, TX 77006-3330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 3, 2020 | Warranty Deed, Transfer CARDINAL FIN'L |
| Dec 3, 2020 | Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2020 · Amount on File |
| Deed Sale | Dec 3, 2020 · Amount on File |
| Prior Sale | Sep 27, 2001 · Amount on File |
| Deed Document Number | 2020593555 |
| Prior Transfer Date | Oct 6, 2015 |
| Prior Transfer Doc | 20150457057 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 108 STRATFORD ST, HOUSTON, TX 77006-3330 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 2021498935 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021-498935 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Dec 3, 2020 |
| Property Address | 108 STRATFORD ST, HOUSTON, TX 77006-3330 |
| Document Number | 0000593555 |
| Instrument Date | Dec 2, 2020 |
| Instrument | 593555 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2020 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 108 STRATFORD ST HOUSTON TX 770063330, HOUSTON, TX 77006-3330 |
| Document Number | 593556 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | 593556 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 2, 2050 |
| Document Number | 593557, |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | 593557 |
| Name | AMPLIFY CU |
|---|---|
| Address | AUSTIN, TX 78727 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Dec 2, 2035 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Dec 3, 2020 |
| Property Address | 108 STRATFORD ST, HOUSTON, TX 77006-3330 |
| Document Number | 2020593555 |
| Map Reference | VOL 2 PG 32 |
| Instrument Date | Dec 2, 2020 |
| Instrument | 2020-593555 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 STRATFORD ST, HOUSTON, TX 77006-3330 |
| Document Number | 2020593556 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | 2020-593556 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Number | 2020593557 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | 2020-593557 |
| Name | AMPLIFY CU |
|---|---|
| Type | Credit Union |
| Address | AUSTIN, TX 78727 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
The 2025 property tax bill for 108 Stratford St was $18,002 with a homeowner's exemption, up 2.8% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,024,512 (-9.27%) Land $460,000 Building $564,512 | $1,024,512 (-9.27%) Land $460,000 Building $564,512 | |
| 2025 | $18,002.00 (+2.79%) Homeowner's exemption | $1,129,200 Land $460,000 Building $669,200 | $1,129,200 Land $460,000 Building $669,200 |
| 2024 | $17,513.00 | ||
| 2023 | $1,259,623 Land $460,000 Building $799,623 | $1,259,623 Land $460,000 Building $799,623 | |
| 2022 | $15,636.00 | ||
| 2020 | $17,350.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Stratford St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 2 (2021–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 108 Stratford St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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