108 Stern Dr, El Paso, TX 79932 Property Records

El Paso County property record for 108 Stern Dr, El Paso, TX 79932

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,618 sqft · built 1978
Lot Size	0.195 acres (8,490 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Oct 2017)
Tax Bill	$6,781 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Feb 2019 Mortgage + 1 more
APN	`L069-999-0010-2300`

Property Details

APN / Parcel Number

Primary APN	`L069-999-0010-2300`
Alternative APNs	`000000377115` `377115`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,618 sqft Living Area
Gross Area	2,194 sqft
1st Floor Area	1,618 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,490 sqft (0.195 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Area	480 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	108 STERN DR
City	EL PASO
State	TX
Zip	79932-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	1 LA PAZ ESTATES LOT 12 (8490 SQ FT)
Legal Subdivision	LA PAZ ESTATES
Legal Block	3
Legal Lot Number	12
Jurisdiction	EL PASO TX
Township / Civil Division	EL PASO
Census Block Group	3
Census Block	3009
Census Tract	1204

Owner

108 Stern Dr is owned by an individual who bought it in October 2017.

Source: El Paso County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	5425 DOUG ALLAN LN, EL PASO, TX 79932-3400
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 22, 2019	Deed of Trust, Mortgage CORNERSTONE HM LNDG
Feb 1, 2018	Warranty Deed, Transfer SOUTHWEST ZOE PROPS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2017 · Amount on File
Deed Sale	Oct 2, 2017 · Amount on File
Prior Sale	Mar 16, 2015
Deed Document Number	201772327
Prior Transfer Date	Dec 2, 2014
Prior Transfer Doc	0000080360
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO TX
Property Address	108 STERN DR, EL PASO, TX 79932-1415
Transaction Type	Mortgage
Record Updated	Dec 20, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110128
Date	Dec 9, 2022
Instrument	20220110128

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO TX
Property Address	108 STERN DR, EL PASO, TX 79932-1415
Document Number	0000014410
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 STERN DR EL PASO TX 799321415, EL PASO, TX 79932-1415

Mortgage

Document Number	0000014410
Date	Feb 28, 2019
Instrument	14410

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO TX
Recording Date	Feb 1, 2018
Property Address	108 STERN DR, EL PASO, TX 79932-1415
Document Number	0000008734
Instrument Date	Jan 26, 2018
Instrument	8734
Transaction Type	Transfer
Record Updated	Feb 12, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 STERN DR EL PASO TX 799321415, EL PASO, TX 79932-1415

Mortgage

Document Number	8735
Date	Feb 1, 2018
Instrument	8735

Lender

Name	SOUTHWEST ZOE PROPS LLC
Address	6410 GATEWAY E, EL PASO, TX 79905

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 108 Stern Dr was $6,781, up 10.1% from the year before.

Source: El Paso County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	El Paso County
Municipality	El Paso City
Unified School District	El Paso Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,977 (+4.47%) Land $45,052 Building $222,925	$267,977 (+4.47%) Land $45,052 Building $222,925
2025	$6,781.00 (+10.1%)	$256,509 Land $45,052 Building $211,457	$256,509 Land $45,052 Building $211,457
2024	$6,159.00 (-0.77%)
2023	$6,207.00 (+9.34%)	$224,395 Land $20,478 Building $203,917	$224,395 Land $20,478 Building $203,917
2022	$5,677.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 108 Stern Dr; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 108 Stern Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL PASO WATER UTILITIES serves 747,168 people · EPA ID TX0710002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Chaparral Wireless Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: JackRabbit Wireless, T-Mobile.

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