108 Steppeside Ln, Moyock, NC 27958 Property Records

Currituck County property record for 108 Steppeside Ln, Moyock, NC 27958

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,311 sqft · built 2021
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$629,000 (Sep 2026)
Tax Bill	$2,834 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8041-16-8384`

Property Details

APN / Parcel Number

Primary APN	`8041-16-8384`
Alternative APNs	`022P00000160000` `000160280` `8041-16`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,311 sqft Total Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000160280
Street Address	108 STEPPESIDE LN
City	MOYOCK
State	NC
Zip	27958-6510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 GLENMOOR RIDGE (R/19)
Legal Subdivision	GLENMOOR RIDGE
Legal Lot Number	16
Jurisdiction	CURRITUCK NC
Township / Civil Division	MOYOCK
Census Block Group	2
Census Block	2009
Census Tract	110202

Owner

Source: Currituck County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 STEPPESIDE LN, MOYOCK, NC 27958-6510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Nov 7, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Feb 12, 2025	Deed of Trust, Mortgage · VA Mortgage INDEPENDENCE HOME LOANS LLC
Jul 21, 2021	Special Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC
Apr 9, 2021	Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES LAG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Jul 21, 2021 · Amount on Record
Deed Document Number	2026405928
Deed Book / Page	1875 / 655
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Sep 30, 2026
Property Address	108 STEPPESIDE LN, MOYOCK, NC 27958-6510
Document Number	0000405928
Book / Page	1875 / 655
Instrument Date	Sep 25, 2026
Instrument	2026405928
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127,058.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 STEPPESIDE LN, MOYOCK, NC 27958-6510

Mortgage

Document Number	0000405929,
Date	Sep 30, 2026
Instrument	2026405929

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	108 STEPPESIDE LN, MOYOCK, NC 27958-6510
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 STEPPESIDE LN, MOYOCK, NC 27958-6510

Mortgage

Document Number	0018300666
Date	Nov 7, 2025
Book Page	1830/666
Instrument	398876

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	04826

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	6.12%
Index	1-Year CMT
Margin	2

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	108 STEPPESIDE LN, MOYOCK, NC 27958-6510
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATL LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017990642
Date	Feb 12, 2025
Book Page	1799/642
Instrument	393731

Lender

Name	INDEPENDENCE HOME LOANS LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jul 21, 2021
Property Address	108 STEPPESIDE LN, MOYOCK, NC 27958-6510
Document Number	0016380802
Book / Page	1638 / 802
Map Reference	MB R PG 19-23
Instrument Date	Jul 1, 2021
Instrument	366905
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	860 GREENBRIER CIR STE 100, 100, CHESAPEAKE, VA 23320-2640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 STEPPESIDE LN, MOYOCK, NC 27958-6510

Mortgage

Document Number	0000366906
Date	Jul 21, 2021
Instrument	366906

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Apr 9, 2021
Property Address	108 STEPPESIDE LN, MOYOCK, NC 27958-6510
Document Number	0016140281
Book / Page	1614 / 281
Map Reference	MB R PG 19-23
Instrument Date	Apr 9, 2021
Instrument	363037
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	NVR SETTLEMENT SERVICES LAG

Transaction

Amount	Amount Recorded
Tax	$366.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 CARATOKE HWYD, MOYOCK, NC 27958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3701 PENDER DR STE 300, 300, FAIRFAX, VA 22030-7471
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,834.00 (-0.39%)	$407,800 (-) Land $78,000 Building $329,800
2024	$2,845.00 (+9.8%)	$407,800 (-) Land $78,000 Building $329,800
2023	$2,591.00 (+19.07%)	$407,800 (-) Land $78,000 Building $329,800	$407,800 (-) Land $78,000 Building $329,800
2022	$2,176.00	$407,800 Land $78,000 Building $329,800	$407,800 (-) Land $78,000 Building $329,800
2021			$407,800 Land $78,000 Building $329,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	14 (2015–2020)
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Cox Communications Fiber	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless · Cable in parts of the area	100 / 20

May also be available: Verizon.

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