108 Spruce St, Cleburne, TX 76031 Property Records

Johnson County property record for 108 Spruce St, Cleburne, TX 76031 · Last verified October 2025

Property Summary

Property TypeCommercial
Details2,800 sqft · built 2017
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on File
Tax Bill$5,242 (2025)
Deeds & MortgagesMar 2017 Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN126.2940.00160

Property Details

APN / Parcel Number

Primary APN126.2940.00160
Alternative APN
  • R000042994

Interior

Building Area2,800 sqft Total Area
Gross Area846 sqft

Exterior

Year BuiltBuilt 2017
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions148 ft deep x 85 ft wide

Location & Zoning

Account NumberR000042994
Street Address108 SPRUCE ST
CityCLEBURNE
StateTX
Zip76031-1339
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT 1R2 BLK 4 MILSTEAD ACREAGE ADDN 126.5528.01228
Legal SubdivisionMILSTEAD
Legal Block4
Legal Lot Number1R
JurisdictionJOHNSON TX
Township / Civil DivisionCLEBURNE
Census Block Group3
Census Block3003
Census Tract130800

Owner

Source: Johnson County records · APN 126.2940.00160

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1604 N ANGLIN ST, CLEBURNE, TX 76031-1813
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2017Deed of Trust, Mortgage · Commercial Mortgage
PINNACLE BANK
Oct 09, 2019Deed of Trust, Mortgage · Commercial Mortgage
COGENT BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 16, 2008
Deed SaleJan 16, 2008
Deed Document Number001924
Deed Book / Page4273 / 0389
Record UpdatedJun 07, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON TX
Property Address108 SPRUCE ST, CLEBURNE, TX 76031-1339
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005210
DateMar 06, 2017
Instrument2017-05210
Lender
NamePINNACLE BANK
TypeBank
AddressKEENE, TX 76059
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term35 Months
DueFeb 20, 2020
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON TX
Property Address108 SPRUCE ST, CLEBURNE, TX 76031-1339
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027540
DateOct 09, 2019
Instrument2019-27540
Lender
NameCOGENT BANK
TypeBank
AddressCLEBURNE, TX 76033
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Johnson County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityCleburne City
CountyJohnson County
Unified School DistrictCleburne Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,242.00 (+31.77%)$235,119 (-10.4%) Land $32,409 Building $202,710$235,119 (-10.4%) Land $32,409 Building $202,710
2023$262,423 Land $32,409 Building $230,014$262,423 Land $32,409 Building $230,014
2021$3,978.00 (+45.66%)
2018$2,731.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Johnson County (48251C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482511308003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AMG Technology Investment GroupFixed Wireless500 / 100
1stelFixed Wireless (unlicensed)100 / 20

May also be available at this address: AMG Technology Investment Group, Verizon, Spectrum, Zito West Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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