Rowan County property record for 108 Spruce Dr, Salisbury, NC 28147
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,587 sqft · built 1966 |
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $176,000 (Nov 2007) |
| Tax Bill | $3,150 (2026) |
| Deeds & Mortgages | Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 329B112 |
| Primary APN | 329B112 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,587 sqft Living Area |
| 1st Floor Area | 1,672 sqft |
| Basement Area | 1,605 sqft |
| Finished Basement | 1,605 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 56,192 sqft (1.29 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 40 sqft |
| Patio Area | 256 sqft |
| Storage Building | 96 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 108 SPRUCE DR |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28147-9165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L54 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 51303 |
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 SPRUCE DR, SALISBURY, NC 28147-9165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2007 · Amount on Record |
| Deed Sale | Nov 6, 2007 · Amount on Record |
| Deed Book / Page | 1108 / 232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 108 SPRUCE DR, SALISBURY, NC 28147-9165 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013230574 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 1323/0574 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2034 |
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Salisbury City |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,150.00 | $263,461 (-) Land $38,400 Building $225,061 | $263,461 (-) Land $38,400 Building $225,061 |
| 2023 | $3,150.00 | $263,461 Land $38,400 Building $225,061 | $263,461 Land $38,400 Building $225,061 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2004–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
5G (outdoors only) and 4G LTE
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