108 Springwood Cir, Crestview, FL 32536 Property Records

Okaloosa County property record for 108 Springwood Cir, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,476 sqft · built 1986
Lot Size	0.322 acres (14,051 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Oct 2022)
Tax Bill	$2,804 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-594-1728-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-594-1728-7`
Alternative APN	`12-3N-24-055A-0001-0040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,476 sqft Heated Area
Gross Area	1,692 sqft
1st Floor Area	1,476 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	14,051 sqft (0.322 acres)
Porch	Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	108 SPRINGWOOD CIR
City	CRESTVIEW
State	FL
Zip	32536-9564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY OAKS EST PH I LOT 4
Legal Range	24
Legal Township	03N
Legal Section	12
Legal Subdivision	COUNTRY OAKS EST PH I
Legal Phase	1
Legal Lot Number	4
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	5
Census Block	5026
Census Tract	20500

Owner

108 Springwood Cir is owned and occupied by an individual who bought it in October 2022.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	108 SPRINGWOOD CIR, CRESTVIEW, FL 32536-9564
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 14, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE ONE OF THE SOUTH INC
Jan 4, 2022	Warranty Deed, Transfer · USDA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 15, 2020	Warranty Deed, Transfer KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2022 · Amount on File
Deed Sale	Oct 14, 2022 · Amount on File
Prior Sale	Jan 4, 2022 · Amount on File
Deed Document Number	3584792
Deed Book / Page	3647 / 538
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	108 SPRINGWOOD CIR, CRESTVIEW, FL 32536-9564
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SPRINGWOOD CIR, CRESTVIEW, FL 32536-9564

Mortgage

Document Number	0003657235
Date	Nov 14, 2023
Instrument	3657235

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Apr 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 14, 2022
Property Address	108 SPRINGWOOD CIR, CRESTVIEW, FL 32536-9564
Document Number	0036470538
Book / Page	3647 / 538
Map Reference	MB 9 PG 25
Instrument Date	Oct 7, 2022
Instrument	3584792
Transaction Type	Transfer
Record Updated	Nov 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,883.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 SPRINGWOOD CIR, 108, CRESTVIEW, FL 32536-9564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5452 LEE FARM BLVD, CRESTVIEW, FL 32536-5453

Mortgage

Document Number	0003647540
Date	Oct 14, 2022
Instrument	3647/540

Lender

Name	MORTGAGE ONE OF THE SOUTH INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 4, 2022
Property Address	108 SPRINGWOOD CIR, CRESTVIEW, FL 32536-9564
Document Number	0035964475
Book / Page	3596 / 4475
Map Reference	MB 9 PG 25
Instrument Date	Dec 29, 2021
Instrument	3517409
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1917 LEROY LANE, 1917, BAKER, FL 32531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SPRINGWOOD CIR, CRESTVIEW, FL 32536-9564

Mortgage

Document Number	0035964477
Date	Jan 4, 2022
Instrument	3596/4477

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 15, 2020
Property Address	108 SPRINGWOOD CIR, CRESTVIEW, FL 32536-9564
Document Number	0035122144
Book / Page	003512 / 002144
Instrument Date	Dec 10, 2020
Instrument	3415242
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I

Transaction

Amount	Amount on Record
Tax	$539.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1917 LEROY LN BAKER FL 32531, BAKER, FL 32531
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 108 Springwood Cir was $2,804.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,804.00	$176,639 Land $28,010 Building $148,629	$176,639 Land $28,010 Building $148,629
2023	$3,068.00 (+37.95%)	$189,691 (+38.86%) Land $23,797 Building $165,894	$189,691 (+38.86%) Land $23,797 Building $165,894
2022	$2,224.00	$136,602 Land $22,240 Building $114,362	$136,602 Land $22,240 Building $114,362

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Springwood Cir in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (1998–2017)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Oct 2017
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 2 claims Hurricane Georges, Sep 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Springwood Cir is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Also Mapped Here	CRESTVIEW, CITY OF WATER DEPT.
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: CenturyLink, Verizon.

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