108 Spring Valley Rd, Reading, PA 19605 Property Records

Berks County property record for 108 Spring Valley Rd, Reading, PA 19605

Property Summary

Property TypeParking Lot
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on Record
Last Sale$128,500 (Feb 1994)
Tax Bill$375 (2026)
Deeds & MortgagesFeb 2022 Mortgage
Sep 2022 Mortgage
+ 4 more
Flood ZoneZone X (moderate risk)
APN5318-09-15-3875

Property Details

APN / Parcel Number

Primary APN5318-09-15-3875
Alternative APNs
  • 66-5318-09-15-3875
  • 411540

Exterior

Lot Area10,890 sqft (0.25 acres)
View / LotNeighborhood

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address108 SPRING VALLEY RD
CityREADING
StatePA
Zip19605
Property CategoryCommercial
Property TypeCommercial > Retail > Parking Lot
JurisdictionBERKS PA
Township / Civil DivisionMUHLENBERG
Census Block Group1
Census Block1007
Census Tract12400

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 553, OLEY, PA 19547-0553
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2022Deed of Trust, Mortgage · Commercial Mortgage
LEBANON FCU
Sep 14, 2022Deed of Trust, Mortgage · Commercial Mortgage
LEBANON FCU
Aug 19, 2019Grant Deed, Mortgage · Line of Credit
US BK
Aug 19, 2019Loan Modification, Mortgage · Line of Credit
US BK
Aug 19, 2019Loan Modification, Mortgage · Line of Credit
US BK
Aug 29, 2017Loan Modification, Mortgage
US BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 8, 1994 · Amount on Record
Deed SaleFeb 8, 1994 · Amount on Record
Deed Book / Page2511 / 1590
Last Transfer DateOct 26, 2020
Transfer Doc0000043586
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address108 SPRING VALLEY RD, READING, PA 19605
Transaction TypeMortgage
Record UpdatedDec 12, 2022
Title CompanyCONESTOGA TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007232
DateFeb 17, 2022
Instrument2022007232
Lender
NameLEBANON FCU
TypeCredit Union
AddressLEBANON, PA 17042
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address108 SPRING VALLEY RD, READING, PA 19605
Transaction TypeMortgage
Record UpdatedDec 12, 2022
Title CompanyCONESTOGA TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036821
DateSep 14, 2022
Instrument2022036821
Lender
NameLEBANON FCU
TypeCredit Union
AddressLEBANON, PA 17042
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionBERKS PA
Recording DateAug 19, 2019
Property Address108 SPRING VALLEY RD, READING, PA 19605
Instrument DateJul 31, 2019
Instrument27818
Transaction TypeMortgage
Record UpdatedSep 2, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address13000 DEERFIELD PKWY #200 MILTON GA 300046118, 200, MILTON, GA 30004-6118

Mortgage

Document Number0000027818
DateAug 19, 2019
Instrument27818
Lender
NameUS BK
TypeBank
Address60 LIVINGSTON AVE, ST PAUL, MN 55107-2292
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBERKS PA
Recording DateAug 19, 2019
Property Address108 SPRING VALLEY RD, READING, PA 19605
Instrument DateJul 31, 2019
Instrument27821
Transaction TypeMortgage
Record UpdatedSep 2, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address13000 DEERFIELD PKWY #200 MILTON GA 300046118, 200, MILTON, GA 30004-6118

Mortgage

Document Number0000027821
DateAug 19, 2019
Instrument27821
Lender
NameUS BK
TypeBank
Address60 LIVINGSTON AVE, ST PAUL, MN 55107-2292
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBERKS PA
Recording DateAug 19, 2019
Property Address108 SPRING VALLEY RD, READING, PA 19605
Instrument DateJul 31, 2019
Instrument27820
Transaction TypeMortgage
Record UpdatedSep 2, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address13000 DEERFIELD PKWY #200 MILTON GA 300046118, 200, MILTON, GA 30004-6118

Mortgage

Document Number0000027820
DateAug 19, 2019
Instrument27820
Lender
NameUS BK
TypeBank
Address60 LIVINGSTON AVE, ST PAUL, MN 55107-2292
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBERKS PA
Recording DateAug 29, 2017
Property Address108 SPRING VALLEY RD, READING, PA 19605
Instrument DateAug 23, 2017
Instrument31675
Transaction TypeMortgage
Record UpdatedSep 25, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address13000 DEERFIELD PKWY #200 MILTON GA 300046118, 200, MILTON, GA 30004-6118

Mortgage

Document Number0000031675
DateAug 29, 2017
Instrument31675
Lender
NameUS BK
TypeBank
Address60 LIVINGSTON AVE, ST PAUL, MN 55107-2292
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionMuhlenberg Township
Unified School DistrictMuhlenberg School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$375.00 (+6.84%)$25,000 (-) Land $25,000$25,000 (-) Land $25,000
2024$351.00$25,000 Land $25,000
1994$25,000 Land $25,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims13 (1979–2023)
Claims Outside the SFHA3 of 13
Most Recent ClaimJul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUHLENBERG TWP MUNI AUTH
serves 22,400 people · EPA ID PA3060038
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2020
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250

May also be available: AT&T.

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