108 Spring Hill Rd, Matthews, NC 28104 Property Records

Union County property record for 108 Spring Hill Rd, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 892 sqft · built 1969
Lot Size	0.272 acres (11,848 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jan 2023)
Tax Bill	$1,711 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-144-072`

Property Details

APN / Parcel Number

Primary APN	`07-144-072`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	892 sqft Living Area
1st Floor Area	892 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	11,848 sqft (0.272 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 SPRING HILL RD
City	MATTHEWS
State	NC
Zip	28104-6794
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 STALL
Legal Description	#37 SPRINGHILL BLK 1 PB6 PG8
Legal Subdivision	SPRING HILL
Legal Block	1
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2000
Census Tract	20314

Owner

108 Spring Hill Rd, a rural home, is owned and occupied by an individual who bought it in January 2023.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	108 SPRING HILL RD, MATTHEWS, NC 28104-6794
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2023 · Amount on File
Deed Sale	Jan 27, 2023 · Amount on File
Deed Document Number	20231965
Deed Book / Page	8646 / 259
Prior Transfer Date	Jul 30, 2004
Prior Transfer Doc	0000032709
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 27, 2023
Property Address	108 SPRING HILL RD, MATTHEWS, NC 28104-6794
Document Number	0008646259
Book / Page	8646 / 259
Map Reference	MB 6 PG 8
Instrument Date	Jan 27, 2023
Instrument	1965
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2757 GILMORE RD, MOUNT CROGHAN, SC 29727-9803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SPRING HILL RD, MATTHEWS, NC 28104-6794

Mortgage

Document Number	0000001966
Date	Jan 27, 2023
Instrument	1966

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 108 Spring Hill Rd was $1,711.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,700 (-) Land $51,000 Building $194,700	$245,700 (-) Land $51,000 Building $194,700
2025	$1,711.00	$245,700 Land $51,000 Building $194,700	$245,700 Land $51,000 Building $194,700
2023	$1,136.00	$130,100 Land $21,100 Building $109,000	$130,100 Land $21,100 Building $109,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Spring Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Spring Hill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20