108 Split Cedar Dr, Islandia, NY 11749 Property Records

Suffolk County and Islip Town property record for 108 Split Cedar Dr, Islandia, NY 11749

Property Summary

Property TypeSingle Family Home
Details1,884 sqft · built 1964
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$198,975 (Jun 2017)
Tax Bill$10,496 (2024)
Deeds & MortgagesFeb 2021 Refinance
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN472802 13.-1-130

Property Details

APN / Parcel Number

Primary APN472802 13.-1-130
Alternative APNs
  • 0504-013.00-01.00-130.000
  • 280201300000011300000000
  • 768674

Interior

Building Area1,884 sqft Living Area
1st Floor Area1,884 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area380 sqft

Location & Zoning

Street Address108 SPLIT CEDAR DR
CityISLANDIA
StateNY
Zip11749-1627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNULL
Legal DescriptionX2228944Y212328 T013H00000000
Legal SubdivisionMAP OF SILVERLEAF
Legal Block3000
Legal Lot Number100
JurisdictionSUFFOLK NY
Township / Civil DivisionISLIP
Census Block Group1
Census Block1025
Census Tract145804

Owner

108 Split Cedar Dr is owned and occupied by two individuals who bought it in June 2017.

Source: Suffolk County and Islip Town records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address108 SPLIT CEDAR DR, ISLANDIA, NY 11749-1627
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ISLAND FCU
Jun 15, 2017Grant Deed, Transfer
US MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2017 · Amount on File
Deed SaleJun 15, 2017 · Amount on File
Prior SaleSep 2, 2016 · Amount on File
Deed Book / PageD00012916 / 856
Prior Transfer DateJul 18, 2016
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address108 SPLIT CEDAR DR, ISLANDIA, NY 11749-1627
Transaction TypeMortgage
Record UpdatedMar 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0232300935
DateFeb 10, 2021
Book Page23230/935
InstrumentDL053818
Lender
NameISLAND FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2051

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateJun 15, 2017
Property Address108 SPLIT CEDAR DR, ISLANDIA, NY 11749-1627
Document Number0129160856
Book / Page012916 / 000856
Instrument DateMar 2, 2017
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanyCLOSING USA LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$795.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address29 S CLINTON AVE BAY SHORE NY 117068669, BAY SHORE, NY 11706-8669

Mortgage

Document Number228260567
DateJun 15, 2017
Book Page022826/000567
Lender
NameUS MTG
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
AmountAmount on Record
Term360 Months
DueJun 14, 2047

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionIslip Town
MunicipalityIslandia Village
Unified School DistrictCentral Islip Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$36,100 Land $8,000 Building $28,100$508,451 (-) Land $112,676 Building $395,775
2024$10,496.00$508,451 (+2.54%) Land $112,676 Building $395,775
2023$36,100 Land $8,000 Building $28,100$495,879 Land $109,890 Building $385,989

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 Split Cedar Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–1980)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Split Cedar Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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