Roane County property record for 108 Spencer Ave, Spencer, WV 25276
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.057 acres (2,483 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $16 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-1-0126.0000 |
| Primary APN | 08-1-0126.0000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 2,483 sqft (0.057 acres) |
|---|---|
| Lot Dimensions | 124 ft deep x 11.8 ft wide |
| Terrain | Above Road/Slope |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 85492001 |
|---|---|
| Street Address | 108 SPENCER AVE |
| City | SPENCER |
| State | WV |
| Zip | 25276-1132 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | PT LOT 4 BLK 6 COLLEGE ADDN & ALLEY WAY (.06 AC) |
| Legal Subdivision | COLLEGE ADD |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | ROANE WV |
| Township / Civil Division | I |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 963000 |
Source: Roane County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 110 SPENCER AVE, SPENCER, WV 25276-1132 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROANE WV |
| Recording Date | Jul 14, 2021 |
| Property Address | 108 SPENCER AVE, SPENCER, WV 25276-1132 |
| Document Number | 000625/600 |
| Book / Page | 625 / 600 |
| Map Reference | DB 112 PG 127 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 2177311 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $369.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 135 SUMMERS ST # 100, 100, CHARLESTON, WV 25301-2134 |
| Document Number | 000363/669 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 363/669 |
| Instrument | 2177312 |
| Name | POCA VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 1, 2031 |
| Rate Type | Fixed Rate |
|---|
Source: Roane County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Roane County |
| Municipality | Spencer City |
| Unified School District | Roane County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16.00 | $1,440 (-) Land $1,440 | $2,400 (-) Land $2,400 |
| 2025 | $16.00 (+6.67%) | $1,440 (+9.09%) Land $1,440 | $2,400 (+9.09%) Land $2,400 |
| 2023 | $15.00 | $1,320 (-) Land $1,320 | $2,200 (-) Land $2,200 |
| 2022 | $15.00 | $1,320 Land $1,320 | $2,200 Land $2,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures