Saline County property record for 108 Spadra Cv, Benton, AR 72019
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,636 sqft · built 2021 |
| Lot Size | 0.969 acres (42,253 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Apr 2021) |
| Tax Bill | $4,286 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage Apr 2021 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 202-05000-002 |
| Primary APN | 202-05000-002 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,636 sqft Living Area |
| 1st Floor Area | 2,636 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 42,253 sqft (0.969 acres) |
| Lot Dimensions | 190 ft deep x 171 ft wide |
| Garage Type | Attached |
| Driveway | Driveway |
| Driveway Area | 1,530 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 102954 |
|---|---|
| Street Address | 108 SPADRA CV |
| City | BENTON |
| State | AR |
| Zip | 72019-7613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2021-010281 |
| Legal Range | 15W |
| Legal Township | 01S |
| Legal Section | 28 |
| Legal Subdivision | MEADOWLARKE ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | SALINE AR |
| Township / Civil Division | SALEM |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10303 |
108 Spadra Cv is owned and occupied by an individual who bought it in April 2021.
Source: Saline County records, as of October 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 108 SPADRA CV, BENTON, AR 72019-7613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ARKANSAS FCU |
| Apr 22, 2021 | Warranty Deed, Construction Loan · Construction Mortgage RELYANCE BANK NA |
| May 6, 2020 | Warranty Deed, Transfer · Construction Mortgage FIRST SEC BK BRYANT N BKNG CTR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2021 · Amount on File |
| Deed Sale | Apr 22, 2021 · Amount on File |
| Prior Sale | May 6, 2020 · Amount on File |
| Deed Document Number | 2021-010281 |
| Deed Book / Page | 2021 / 010281 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALINE AR |
| Property Address | 108 SPADRA CV, BENTON, AR 72019-7613 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000002829 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 2022-002829 |
| Name | ARKANSAS FCU |
|---|---|
| Type | Credit Union |
| Address | LITTLE ROCK, AR 72223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SALINE AR |
| Recording Date | Apr 22, 2021 |
| Property Address | 108 SPADRA CV, BENTON, AR 72019-7613 |
| Document Number | 0000010281 |
| Instrument Date | Feb 21, 2021 |
| Instrument | 2021-010281 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 23, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $247.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4288 ED ALLEN RD, BENTON, AR 72019-8187 |
| Name | Verified Name |
|---|---|
| Address | 108 SPADRA DR, BENTON, AR 72019-7613 |
| Document Number | 0000010282 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 2021-010282 |
| Name | RELYANCE BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 19, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SALINE AR |
| Recording Date | May 6, 2020 |
| Property Address | 108 SPADRA CV, BENTON, AR 72019-7613 |
| Document Number | 0000009220 |
| Instrument Date | Apr 27, 2020 |
| Instrument | 9220 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2020 |
| Title Company | FIRST NATIONAL TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $248.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4288 ED ALLEN RD BENTON AR 720198187, BENTON, AR 72019-8187 |
| Document Number | 9221 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 9221 |
| Name | FIRST SEC BK BRYANT N BKNG CTR |
|---|---|
| Address | BRYANT, AR 72022-9086 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 5, 2021 |
Source: Saline County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Saline County |
| Unified School District | Benton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $83,081 Land $21,000 Building $62,081 | ||
| 2024 | $4,286.00 | ||
| 2023 | $4,286.00 | $83,081 Land $21,000 Building $62,081 | $415,405 Land $105,000 Building $310,405 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Spadra Cv in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Spadra Cv is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 61% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALEM WATER USERS LLC serves 22,775 people · EPA ID AR0000492 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | SALEM WATERWORKS |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Connect2First Fiber | 1,000 / 1,000 |
| Sparklight Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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