108 Sonia Dr, Hubert, NC 28539 Property Records

Onslow County property record for 108 Sonia Dr, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,770 sqft · built 2020
Lot Size	1.57 acres (68,389 sqft)
Owner	Individual Name on Record
Last Sale	$209,000 (Jul 2020)
Tax Bill	$1,652 (2023)
Deeds & Mortgages	Jul 2026 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1308A-99`

Property Details

APN / Parcel Number

Primary APN	`1308A-99`
Alternative APNs	`461949000` `162845`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,770 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Lot Area	68,389 sqft (1.57 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	461949000
Street Address	108 SONIA DR
City	HUBERT
State	NC
Zip	28539-6006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8M
Legal Description	L41 S3A EASTPORT S/F 1308-20
Legal Subdivision	EASTPORT SEC 3A
Legal Lot Number	41
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1000
Census Tract	2802

Owner

Source: Onslow County records, as of October 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 SONIA DR, HUBERT, NC 28539-6006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
May 7, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Dec 30, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jul 2, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage ALPHA MORTGAGE CORP
Nov 13, 2018	Grant Deed, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Deed Document Number	0005203221
Deed Book / Page	5203 / 221
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Recording Date	Jul 15, 2026
Property Address	108 SONIA DR, HUBERT, NC 28539-6006
Document Number	6634000330
Book / Page	6634 / 330
Instrument Date	Jul 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SONIA DR, HUBERT, NC 28539-6006

Mortgage

Document Number	6634000330,
Date	Jul 15, 2026
Book Page	6634/330

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 10, 2046

Interest

Rate	6.52%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	108 SONIA DR, HUBERT, NC 28539-6006
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	MILESTONE STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054550892
Date	May 7, 2021
Book Page	5455/892

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	108 SONIA DR, HUBERT, NC 28539-6006
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056540674
Date	Dec 30, 2021
Book Page	5654/674

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 2, 2020
Property Address	108 SONIA DR, HUBERT, NC 28539-6006
Document Number	0052030221
Book / Page	5203 / 221
Map Reference	MB 74 PG 32-32A
Instrument Date	May 5, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$418.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 DORIS AVE E, 7, JACKSONVILLE, NC 28540-5147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SONIA DRIEV, HUBERT, NC 28539-6006

Mortgage

Document Number	0005203224
Date	Jul 2, 2020
Instrument	5203/224

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

November 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ONSLOW NC
Recording Date	Nov 13, 2018
Property Address	108 SONIA DR, HUBERT, NC 28539-6006
Document Number	0048600381
Book / Page	004860 / 000381
Instrument Date	Nov 13, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 DORIS AVE E JACKSONVILLE NC 285405147, JACKSONVILLE, NC 28540-5147
Investor	Possibly a Property Investor

Mortgage

Document Number	48600381
Date	Nov 13, 2018
Book Page	004860/000381

Lender

Name	BRANCH BK&TR
Type	Bank
Address	101 N 3RD ST, WILMINGTON, NC 28401-4034

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,652.00	$252,293 Land $45,100 Building $207,193	$252,293 Land $45,100 Building $207,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 88% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Brightspeed, Verizon.

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