Sierra County property record for 108 Smithneck Rd, Loyalton, CA 96118
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,544 sqft · built 1987 |
| Lot Size | 1.16 acres (50,965 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (May 2012) |
| Tax Bill | $2,170 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-170-025-000 |
| Primary APN | 016-170-025-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,544 sqft Living Area |
| Gross Area | 2,116 sqft |
| 1st Floor Area | 1,544 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Wood |
| Lot Area | 50,965 sqft |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Window A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Old Parcel Number | 0161700250 |
|---|---|
| Street Address | 108 SMITHNECK RD |
| City | LOYALTON |
| State | CA |
| Zip | 96118-5747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | LOT 180 SIERRA BROOKS UNIT 2A |
| Legal Subdivision | SIERRA BROOKS |
| Legal Lot Number | 180 |
| Jurisdiction | SIERRA CA |
| Township / Civil Division | EAST SIERRA |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 10000 |
Source: Sierra County records, as of July 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 260, LOYALTON, CA 96118-0260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 18, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2012 · Amount on Record |
| Deed Sale | May 24, 2012 · Amount on Record |
| Deed Document Number | 2012157711 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIERRA CA |
| Property Address | 108 SMITHNECK RD, LOYALTON, CA 96118-5747 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 108 SMITHNECK RD, LOYALTON, CA 96118-5747 |
| Document Number | 0000180169 |
|---|---|
| Date | Jan 7, 2026 |
| Instrument | 2026180169 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIERRA CA |
| Property Address | 108 SMITHNECK RD, LOYALTON, CA 96118-5747 |
| Document Number | 0000169397 |
| Instrument Date | Mar 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 260 LOYALTON CA 961180260, LOYALTON, CA 96118-0260 |
| Document Number | 0000169397 |
|---|---|
| Date | Apr 2, 2019 |
| Instrument | 169397 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Sierra County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sierra County |
| Unified School District | Sierra-Plumas Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $140,917 (+2%) Land $57,648 Building $83,269 | |
| 2025 | $2,170.00 (+2.5%) Homeowner's exemption | $138,155 (+4.04%) Land $56,518 Building $81,637 |
| 2023 | $2,117.00 (-1.76%) Homeowner's exemption | $132,792 Land $54,324 Building $78,468 |
| 2022 | $2,155.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 81% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIERRA CSA #5, SIERRA BROOKS serves 726 people · EPA ID CA4600009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| DigitalPath Fixed Wireless | 75 / 10 |
| Plumas-Sierra Telecommunications Fixed Wireless · not low latency | 50 / 10 |
5G (outdoors only) and 4G LTE
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