108 Smith St, Poughkeepsie, NY 12601 Property Records

Dutchess County and Poughkeepsie City property record for 108 Smith St, Poughkeepsie, NY 12601

Property Summary

Property Type	Commercial
Details	3 bd · 2 ba · 2,594 sqft · built 1961
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$17,500 (May 2014)
Tax Bill	$8,737 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`131300-6162-71-374174-0000`

Property Details

APN / Parcel Number

Primary APN	`131300-6162-71-374174-0000`
Alternative APNs	`130000616200713741740000` `131300 6.162-71-374.174` `420130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,594 sqft Gross Area
1st Floor Area	2,594 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	63 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	420130
Street Address	108 SMITH ST
City	POUGHKEEPSIE
State	NY
Zip	12601-2718
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C-1
Legal Description	0.11 AC 1890 0703 1705 0398
Legal Block	71
Legal Lot Number	374
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	3
Census Block	3001
Census Tract	220300

Owner

Source: Dutchess County and Poughkeepsie City records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 291, HYDE PARK, NY 12538-0291
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage MID-HUDSON VLY FCU
Aug 27, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2014 · Amount on Record
Deed Sale	May 6, 2014 · Amount on Record
Prior Sale	Oct 24, 2011 · Amount on Record
Deed Book / Page	22014 / 2735
Prior Transfer Date	May 1, 2014
Prior Transfer Doc	0000002735
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	108 SMITH ST, POUGHKEEPSIE, NY 12601-2718
Document Number	0000002524
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	NORTH RIVER ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	958 N QUAKER LN STAATSBURG NY 125805601, STAATSBURG, NY 12580-5601

Mortgage

Document Number	0000002524
Date	Jun 16, 2020
Instrument	2524

Lender

Name	MID-HUDSON VLY FCU
Type	Credit Union
Address	KINGSTON, NY 12401

Agreement

Amount	Amount Recorded

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Aug 27, 2018
Property Address	108 SMITH ST, POUGHKEEPSIE, NY 12601-2718
Document Number	0000006183
Instrument Date	Jul 26, 2018
Instrument	6183
Transaction Type	Transfer
Record Updated	Sep 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	130 SOUTH AVE POUGHKEEPSIE NY 126014511, POUGHKEEPSIE, NY 12601-4511

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
Municipality	Poughkeepsie City
Unified School District	Poughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,737.00 (+91.18%)	$262,500 (+2.98%) Land $33,000 Building $229,500	$262,500 (+2.98%) Land $33,000 Building $229,500
2024	$4,570.00	$254,900 (+4%) Land $33,000 Building $221,900	$254,900 (+4%) Land $33,000 Building $221,900
2023		$245,100 (+10.01%) Land $33,000 Building $212,100	$245,100 (+10.01%) Land $33,000 Building $212,100
2022		$222,800 Land $30,000 Building $192,800	$222,800 Land $30,000 Building $192,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (2011–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE CITY serves 30,639 people · EPA ID NY1330291
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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