Wake County property record for 108 Smith Dr, Garner, NC 27529 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1980 |
| Square Footage | 1,014 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,080.00 (2025) |
| Primary APN | 1710.07-79-4765-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Total Rooms | 4 Rooms |
| Building Area | 1,014 sqft Living Area |
| 1st Floor | 1,014 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Hip Roof Construction |
| Lot Area | 7,405 sqft (0.17 acres) |
| Porch Area | 16 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 0054218 |
|---|---|
| Street Address | 108 SMITH DR |
| City | GARNER |
| State | NC |
| Zip | 27529-3934 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LO1 |
| Legal Subdivision | PERRY SMITH LAND |
| Legal Lot Number | 1 |
| Jurisdiction | WAKE NC |
| Minor Civil Division | ST. MARYS |
| Census Blockgroup | 2 |
| Census Block | 2020 |
| Census Tract | 52814 |
Source: Wake County records · APN 1710.07-79-4765-000
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 SMITH DR, GARNER, NC 27529-3934 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 27, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED MORTGAGE LENDING LLC |
| Jun 12, 2026 | Quit Claim Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED MORTGAGE LENDING |
| May 21, 2019 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MTG |
| Apr 10, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Dec 21, 1998 |
| Transfer Doc | 8272000366 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 108 SMITH DR, GARNER, NC 27529-3934 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2026 |
| Title Company | UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATL LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 108 SMITH DR, CAMDEN, NC 27921-7564 |
| Document Number | 019996/687 |
|---|---|
| Date | Aug 27, 2025 |
| Book Page | 19996/687 |
| Name | UNITED MORTGAGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jun 12, 2026 |
| Property Address | 108 SMITH DR, GARNER, NC 27529-3934 |
| Document Number | 0000065497 |
| Book / Page | 20255 / 1981 |
| Instrument Date | Jun 08, 2026 |
| Instrument | 202665497 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | CAPITAL WEST TITLE INC, CAPITAL FIRST TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 SMITH DR, GARNER, NC 27529-3934 |
| Investor | Possibly a Property Investor |
| Document Number | 0000065498, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 202665498 |
| Name | UNITED MORTGAGE LENDING |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 108 SMITH DR, GARNER, NC 27529-3934 |
| Document Number | 175342246 |
| Instrument Date | May 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 108 SMITH DR GARNER NC 275293934, GARNER, NC 27529-3934 |
| Document Number | 175342246 |
|---|---|
| Date | Aug 08, 2019 |
| Book Page | 017534/002246 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 07, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 108 SMITH DR, GARNER, NC 27529-3934 |
| Document Number | 167492509 |
| Book / Page | 016749 / 002509 |
| Instrument Date | Apr 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2017 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 108 SMITH DR GARNER NC 275293934, GARNER, NC 27529-3934 |
| Document Number | 167492509 |
|---|---|
| Date | Apr 12, 2017 |
| Book Page | 016749/002509 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2047 |
Source: Wake County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Garner Town |
| Unified School District | Wake County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,080.00 (+40.07%) | $198,635 (+73.98%) Land $80,000 Building $118,635 | $198,635 (+73.98%) Land $80,000 Building $118,635 |
| 2023 | $1,485.00 | $114,170 Land $32,000 Building $82,170 | $114,170 Land $32,000 Building $82,170 |
Source: FEMA National Flood Hazard Layer, Wake County (37183C), updated September 7, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 1% of North Carolina |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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