Suffolk County and Huntington Town property record for 108 Shore Rd, Cold Spring Harbor, NY 11724
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.36 acres (146,797 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $5,000,000 (Jan 2021) |
| Tax Bill | $49,856 (2024) |
| Deeds & Mortgages | Sep 2019 Refinance Jan 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0403-017.00-01.00-015.000 |
| Primary APN | 0403-017.00-01.00-015.000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 146,797 sqft |
|---|
| Street Address | 108 SHORE RD |
|---|---|
| City | COLD SPRING HARBOR |
| State | NY |
| Zip | 11724-1104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Description | BLK LOT |
| Legal Block | 100 |
| Legal Lot Number | 15 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | HUNTINGTON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 110101 |
108 Shore Rd is owned and occupied by two individuals who bought it in January 2021.
Source: Suffolk County and Huntington Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 SHORE RD, COLD SPRING HARBOR, NY 11724-1104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Jan 8, 2021 | Grant Deed, Transfer NOT AVAILABLE |
| Jun 10, 2019 | Loan Modification, Consolidation and Extension, Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2021 · Amount on File |
| Deed Sale | Jan 8, 2021 · Amount on File |
| Prior Sale | Nov 17, 2009 · Amount on File |
| Deed Book / Page | 13085 / 952 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 108 SHORE RD, COLD SPRING HARBOR, NY 11724-1104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230600376 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 23060/376 |
| Instrument | DK020245 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Oct 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 8, 2021 |
| Property Address | 108 SHORE RD, COLD SPRING HARBOR, NY 11724-1104 |
| Document Number | 0130850952 |
| Book / Page | 013085 / 000952 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $20,000.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1256 MOORES HILL RD SYOSSET NY 117919631, SYOSSET, NY 11791-9631 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 108 SHORE RD, COLD SPRING HARBOR, NY 11724-1104 |
| Document Number | 0230600377 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 108 SHORE RD COLD SPRING HARBOR NY 117241104, COLD SPRING HARBOR, NY 11724-1104 |
| Document Number | 0230600377 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 023060/000377 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | WESTMONT, IL 60559 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 11, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Huntington Town |
| Municipality | Lloyd Harbor Village |
| Unified School District | Cold Spring Harbor Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,600 Land $5,500 Building $10,100 | $3,466,666 (+12,344.51%) Land $1,222,222 Building $2,244,444 | |
| 2024 | $49,856.00 | $27,857 (+12.5%) Land $9,821 Building $18,036 | |
| 2023 | $15,600 Land $5,500 Building $10,100 | $24,762 Land $8,730 Building $16,032 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 108 Shore Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 13 (1979–2021) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Shore Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures