108 Shady Side Ln, New Bern, NC 28562 Property Records

Craven County property record for 108 Shady Side Ln, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,596 sqft · built 2004
Lot Size	0.577 acres (25,159 sqft)
Owner	Individual Name on Record
Last Sale	$357,000 (Jan 2026)
Tax Bill	$1,269 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Aug 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-108-4-027`

Property Details

APN / Parcel Number

Primary APN	`7-108-4-027`
Alternative APN	`106298`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	1,596 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,159 sqft (0.577 acres)
Lot Dimensions	209 ft deep x 85 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	106298
Old Parcel Number	7-108-4-027
Street Address	108 SHADY SIDE LN
City	NEW BERN
State	NC
Zip	28562-9590
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 BERNE GLADE PH III
Legal Subdivision	BERNE GLADE
Legal Phase	III
Legal Lot Number	27
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	1
Census Block	1029
Census Tract	961003

Owner

Source: Craven County records, as of February 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	108 SHADY SIDE LN, NEW BERN, NC 28562-9590
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2017	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Aug 3, 2023	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Jan 23, 2026	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2026 · Amount on Record
Deed Sale	Jan 23, 2026 · Amount on Record
Deed Document Number	10151515
Deed Book / Page	3867 / 133
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	108 SHADY SIDE LN, NEW BERN, NC 28562-9590
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03516/1212
Date	Oct 13, 2017
Book Page	3516/1212

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	NEW BERN, NC 28561

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	108 SHADY SIDE LN, NEW BERN, NC 28562-9590
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03771/1775
Date	Aug 3, 2023
Book Page	3771/1775
Instrument	10115636

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 23, 2026
Property Address	108 SHADY SIDE LN, NEW BERN, NC 28562-9590
Document Number	003867/133
Book / Page	3867 / 133
Map Reference	CAB G SL 171 A & B
Instrument Date	Jan 14, 2026
Instrument	10151515
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$714.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 HOLLY ST, NEW BERN, NC 28560-2821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SHADY SIDE LN, NEW BERN, NC 28562-9590
Investor	Possibly a Property Investor

Mortgage

Document Number	0003867136
Date	Jan 23, 2026
Instrument	3867/136

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Craven County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,269.00 (+0.95%)	$257,670 (-) Land $45,000 Building $212,670	$257,670 (-) Land $45,000 Building $212,670
2023	$1,257.00 (+20.06%)	$257,670 (+52.69%) Land $45,000 Building $212,670	$257,670 (+52.69%) Land $45,000 Building $212,670
2022	$1,047.00	$168,750 Land $35,000 Building $133,750
2018			$168,750 Land $35,000 Building $133,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 63 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	20 (2018–2022)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Florence, Sep 2018 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	940 / 940
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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