108 Shadowood Dr, Shelby, NC 28150 Property Records

Cleveland County property record for 108 Shadowood Dr, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,259 sqft · built 2001
Lot Size	0.465 acres (20,280 sqft)
Owner	Individual Name on File
Tax Bill	$1,119 (2026)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32810`

Property Details

APN / Parcel Number

Primary APN	`32810`
Alternative APN	`1190105`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,259 sqft Finished Area
Upper Floors Area	409 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	20,280 sqft (0.465 acres)
Lot Dimensions	169 ft deep x 120 ft wide
Porch	Slab
Porch Area	78 sqft
Deck Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1190105
Street Address	108 SHADOWOOD DR
City	SHELBY
State	NC
Zip	28150-7797
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#56 BLK B PB12-24 SANDY CRK
Legal Subdivision	SANDY CRK
Legal Block	1
Legal Lot Number	25
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2011
Census Tract	951400

Owner

108 Shadowood Dr, a single family home, is owned by an individual.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	214 EAGLE COVE DR, CHERRYVILLE, NC 28021-9009
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	108 SHADOWOOD DR, SHELBY, NC 28150-7797
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 EAGLE COVE DR, CHERRYVILLE, NC 28021-9009

Mortgage

Document Number	0017801339
Date	Nov 16, 2018
Book Page	1780/1339
Instrument	200020279

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	SHELBY, NC 28150

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 108 Shadowood Dr was $1,119, up 7.1% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,119.00 (+7.08%)	$164,576 (-) Land $11,448 Building $153,128	$164,576 (-) Land $11,448 Building $153,128
2025	$1,045.00	$164,576 Land $11,448 Building $153,128	$164,576 Land $11,448 Building $153,128
2023		$110,321 Land $10,176 Building $100,145	$110,321 Land $10,176 Building $100,145

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Shadowood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Shadowood Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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