Warren County property record for 108 Shadow Leaf Dr, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,888 sqft · built 2015 |
| Lot Size | 1.44 acres (62,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Aug 2018) |
| Tax Bill | $7,452 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-32-326-002-0 |
| Primary APN | 05-32-326-002-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,888 sqft Living Area |
| Gross Area | 4,745 sqft |
| 1st Floor Area | 398 sqft |
| 2nd Floor Area | 1,393 sqft |
| Basement Area | 704 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 62,909 sqft (1.44 acres) |
| Garage Type | Attached |
| Garage Area | 627 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 478 sqft |
| Deck Area | 270 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 143958 |
|---|---|
| Street Address | 108 SHADOW LEAF DR |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-5224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW LAKE LOT 7 |
| Legal Range | 5 |
| Legal Township | 3 |
| Legal Section | 32 |
| Legal Subdivision | SHADOW LAKE |
| Legal Block | 58 |
| Legal Lot Number | 7 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30902 |
Source: Warren County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 SHADOW LEAF DR, SPRINGBORO, OH 45066-5224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 9, 2024 | Deed of Trust, Mortgage · Stand-Alone First Mortgage THIRD FSLA OF CLEVELAND |
| Nov 15, 2021 | Deed of Trust, Mortgage · VA Mortgage UNION SAVINGS BANK |
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional with PMI UNION SVGS |
| Aug 1, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Jun 21, 2017 | Deed of Trust, Mortgage · Line of Credit WRIGHTPATT CU INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2018 · Amount on Record |
| Deed Sale | Aug 1, 2018 · Amount on Record |
| Prior Sale | Nov 5, 2014 · Amount on Record |
| Deed Document Number | 201821791 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 108 SHADOW LEAF DR, SPRINGBORO, OH 45066-5224 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2024 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000000620 |
|---|---|
| Date | Jan 9, 2024 |
| Instrument | 2024-000620 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 8, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 108 SHADOW LEAF DR, SPRINGBORO, OH 45066-5224 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021051481 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 2021-051481 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 108 SHADOW LEAF DR, SPRINGBORO, OH 45066-5224 |
| Document Number | 0000022965 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2020 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 108 SHADOW LEAF DR SPRINGBORO OH 450665224, SPRINGBORO, OH 45066-5224 |
| Document Number | 0000022965 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 22965 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Aug 1, 2018 |
| Property Address | 108 SHADOW LEAF DR, SPRINGBORO, OH 45066-5224 |
| Document Number | 0000021791 |
| Map Reference | PB 80 PG 83-84 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 2018-021791 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 SHADOW LEAF DR, SPRINGBORO, OH 45066-5224 |
| Document Number | 0000021792 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | 2018-021792 |
| Name | UNION SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 108 SHADOW LEAF DR, SPRINGBORO, OH 45066-5224 |
| Document Number | 0000020818 |
| Instrument Date | Jun 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 108 SHADOW LEAF DR SPRINGBORO OH 450665224, SPRINGBORO, OH 45066-5224 |
| Document Number | 0000020818 |
|---|---|
| Date | Jul 11, 2017 |
| Instrument | 20818 |
| Name | WRIGHTPATT CU INC |
|---|---|
| Address | BEAVERCREEK, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 10, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,452.00 (+22%) | $193,220 (+24.65%) Land $36,750 Building $156,470 | $552,060 (+24.66%) Land $105,000 Building $447,060 |
| 2023 | $6,108.00 (-3.67%) Homeowner's exemption | $155,005 (-) Land $27,685 Building $127,320 | |
| 2022 | $6,341.00 Homeowner's exemption | $155,005 Land $27,685 Building $127,320 | $442,870 (-) Land $79,100 Building $363,770 |
| 2021 | $442,870 Land $79,100 Building $363,770 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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