Rockwall County property record for 108 Settlement Ln, Rockwall, TX 75032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,100 sqft · built 2024 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,987 (2025) |
| Deeds & Mortgages | Apr 2024 Construction Loan Nov 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3889000C0002000R |
| Primary APN | 3889000C0002000R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,100 sqft Living Area |
| Gross Area | 4,220 sqft |
| 1st Floor Area | 3,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Roof Type | Gable/Hip |
|---|---|
| Lot Area | 43,560 sqft |
| Garage Type | Attached |
| Garage Area | 812 sqft |
| Porch | Covered Porch |
| Porch Area | 348 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 108 SETTLEMENT LN |
|---|---|
| City | ROCKWALL |
| State | TX |
| Zip | 75032-1003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERITAGE PHASE ONE BLK C LOT 2 |
| Legal Subdivision | HERITAGE PHASE ONE |
| Legal Block | C |
| Legal Lot Number | 2 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | SOUTH ROCKWALL |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 40508 |
Source: Rockwall County records · APN 3889000C0002000R
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 SETTLEMENT LN, ROCKWALL, TX 75032-1003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2024 | Deed of Trust, Mortgage · Construction Mortgage THE AMERICAN NATIONAL BANK OF TEXAS |
| Nov 04, 2024 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 108 SETTLEMENT LN, ROCKWALL, TX 75032-1003 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5763 S STATE HIGHWAY 205 100, 100, ROCKWALL, TX 75032-2638 |
| Document Number | 0000007171 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | 20240000007171 |
| Name | THE AMERICAN NATIONAL BANK OF TEXAS |
|---|---|
| Type | Bank |
| Address | ROCKWALL, TX 75032 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Nov 04, 2024 |
| Property Address | 108 SETTLEMENT LN, ROCKWALL, TX 75032-1003 |
| Document Number | 0000019464 |
| Map Reference | FILE 2023000007964 |
| Instrument Date | Oct 31, 2024 |
| Instrument | 20240000019464 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5763 S STATE HIGHWAY 205100, ROCKWALL, TX 75032 |
| Name | Verified Name |
|---|---|
| Address | 108 SETTLEMENT LN, ROCKWALL, TX 75032-1003 |
| Document Number | 0000019465 |
|---|---|
| Date | Nov 04, 2024 |
| Instrument | 20240000019465 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2054 |
Source: Rockwall County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Rockwall County |
| Municipality | McLendon-Chisholm City |
| Unified School District | Rockwall Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $676,625 (+6.17%) Land $74,900 Building $601,725 | $676,625 (+6.17%) Land $74,900 Building $601,725 | |
| 2025 | $8,987.00 | $637,283 Land $70,000 Building $567,283 | $637,283 Land $70,000 Building $567,283 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Moderate above 54% of the US · lower than 68% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Optimum Communications Fiber · Cable | 940 / 940 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| 3 Rooms Communications Fixed Wireless | 100 / 100 |
Based on FCC filings for 18 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | R C H WSC serves 9,204 people |
|---|---|
| Water Source | Purchased surface water from CITY OF ROCKWALL |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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