108 Serenity Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 108 Serenity Dr, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,760 sqft · built 2008
Lot Size	0.504 acres (21,954 sqft)
Owner	Individual Name on Record
Last Sale	$222,500 (Oct 2018)
Tax Bill	$2,058 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`59772`

Property Details

APN / Parcel Number

Primary APN	`59772`
Alternative APN	`1321687`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,760 sqft Finished Area
Upper Floors Area	880 sqft
Attic	Attic
Attic Area	456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	21,954 sqft (0.504 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1321687
Street Address	108 SERENITY DR
City	SHELBY
State	NC
Zip	28152-7999
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#5 PB30-76 EASTVIEW PH 1
Legal Subdivision	EASTVIEW
Legal Phase	1
Legal Block	1
Legal Lot Number	82
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4003
Census Tract	951602

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 SERENITY DR, SHELBY, NC 28152-7999
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Apr 9, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Oct 10, 2018	Warranty Deed, Transfer · FHA Mortgage CITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2018 · Amount on Record
Deed Sale	Oct 10, 2018 · Amount on Record
Prior Sale	May 11, 2009 · Amount on Record
Deed Document Number	2018200018945
Deed Book / Page	1777 / 2363
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Recording Date	Jun 18, 2026
Property Address	108 SERENITY DR, SHELBY, NC 28152-7999
Document Number	0200129855
Book / Page	1977 / 373
Instrument Date	Jun 16, 2026
Instrument	2026200129855
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SERENITY DR, SHELBY, NC 28152-7999

Mortgage

Document Number	0200129855,
Date	Jun 18, 2026
Book Page	1977/373
Instrument	2026200129855

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	108 SERENITY DR, SHELBY, NC 28152-7999
Transaction Type	Mortgage
Record Updated	Oct 19, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SERENITY DR, SHELBY, NC 28152-7999

Mortgage

Document Number	0018372729
Date	Apr 9, 2021
Book Page	1837/2729
Instrument	200053484

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Nov 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 10, 2018
Property Address	108 SERENITY DR, SHELBY, NC 28152-7999
Document Number	0017772363
Book / Page	1777 / 2363
Map Reference	MB 30 PG 76&77
Instrument Date	Oct 9, 2018
Instrument	200018945
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 OLD MINE RD, 109, MOUNT HOLLY, NC 28120-1760

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SERENITY DR, SHELBY, NC 28152-7999

Mortgage

Document Number	200018946
Date	Oct 10, 2018
Instrument	200018946

Lender

Name	CITY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,194 (-) Land $20,034 Building $304,160	$324,194 (-) Land $20,034 Building $304,160
2025	$2,058.00	$324,194 (+34.07%) Land $20,034 Building $304,160	$324,194 (+34.07%) Land $20,034 Building $304,160
2023		$241,810 Land $17,388 Building $224,422	$241,810 Land $17,388 Building $224,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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