108 Second Ave, Cape May, NJ 08204 Property Records

Cape May County and West Cape May Borough property record for 108 Second Ave, Cape May, NJ 08204

Property Summary

Property Type	Single Family Home
Details	2,716 sqft · built 1860
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Aug 2019)
Tax Bill	$11,257 (2024)
Deeds & Mortgages	Feb 2023 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`12-00034-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`12-00034-0000-00012`
Alternative APN	`120003400012`

Interior

Stories	2 Stories
Building Area	2,716 sqft Living Area

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Street Address	108 2ND AVE
City	CAPE MAY
State	NJ
Zip	08204-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD B43-L16
Legal Subdivision	CAPE ISLAND
Legal Block	34
Legal Lot Number	12
Jurisdiction	CAPE MAY NJ
Township / Civil Division	WEST CAPE MAY
Census Block Group	3
Census Block	3048
Census Tract	21900

Owner

Source: Cape May County and West Cape May Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	711 E MAIN ST, BRIDGEWATER, NJ 08807-3340
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BANK NA
Nov 20, 2019	Deed of Trust, Mortgage OCEANFIRST BK
Aug 12, 2019	Grant Deed, Mortgage · Conventional Mortgage OCEANFIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2019 · Amount on Record
Deed Sale	Aug 12, 2019 · Amount on Record
Deed Document Number	2019102945
Deed Book / Page	3870 / 181
Prior Transfer Date	Nov 4, 2004
Prior Transfer Doc	0031170037
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	108 SECOND AVE, CAPE MAY, NJ 08204-1385
Transaction Type	Mortgage
Record Updated	Mar 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002922
Date	Feb 10, 2023
Book Page	M6625/694
Instrument	2023002922

Lender

Name	OCEANFIRST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Dec 2, 2042

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	108 SECOND AVE, CAPE MAY, NJ 08204-1385
Document Number	0061270528
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	SIGNATURE CLOSING SERVICES LLC, SIGNATURE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 2ND AVE WEST CAPE MAY NJ 082041039, WEST CAPE MAY, NJ 08204-1039

Mortgage

Document Number	0061270528
Date	Dec 2, 2019
Book Page	006127/000528
Instrument	115371

Lender

Name	OCEANFIRST BK
Type	Bank
Address	TOMS RIVER, NJ 08753

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

August 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Aug 12, 2019
Property Address	108 SECOND AVE, CAPE MAY, NJ 08204-1385
Document Number	0038700181
Book / Page	003870 / 000181
Instrument Date	Jul 29, 2019
Instrument	102945
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	SIGNATURE CLOSING SERVICES LLC, SIGNATURE CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	766 PARK AVE BOUND BROOK NJ 088051509, BOUND BROOK, NJ 08805-1509

Mortgage

Document Number	60910470
Date	Aug 12, 2019
Book Page	006091/000470
Instrument	102947

Lender

Name	OCEANFIRST BK
Type	Bank
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2049

Tax Assessment & Valuation

Source: Cape May County and West Cape May Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	West Cape May Borough
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	West Cape May Borough School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$748,500 (-) Land $260,000 Building $488,500	$748,500 (-) Land $260,000 Building $488,500
2025		$748,500 (-) Land $260,000 Building $488,500	$748,500 (-) Land $260,000 Building $488,500
2024	$11,257.00 (+10.99%)
2023		$748,500 Land $260,000 Building $488,500	$748,500 Land $260,000 Building $488,500
2022	$10,142.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 213 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	274 units insured incl. 61 condo units
Nearby Flood Claims	98 (1978–2023)
Claims Outside the SFHA	10 of 98
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims Severe Coastal Storm, Jan 1992 · 11 claims Hurricane Gloria, Sep 1985 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CAPE MAY WATER DEPT serves 4,427 people · EPA ID NJ0512001
Water Source	Purchased groundwater from CAPE MAY WATER & SEWER U
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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