Dare County property record for 108 Sea Tern Dr E, Kitty Hawk, NC 27949
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,092 sqft · built 1986 |
| Lot Size | 0.356 acres (15,500 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $4,893 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Jul 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 995011571357 |
| Primary APN | 995011571357 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,092 sqft Heated Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Contemporary |
| Exterior Material | Other |
| Roof Type | Gable |
| Lot Area | 15,500 sqft (0.356 acres) |
| View / Lot | Ocean |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 995011571357 |
|---|---|
| Street Address | 108 SEA TERN DR E |
| City | KITTY HAWK |
| State | NC |
| Zip | 27949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 8 BLK: SEC: PL: A SL: 107 |
| Legal Subdivision | SEA TERN LOTS 1-17 |
| Legal Lot Number | 8 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 970101 |
Source: Dare County records · APN 995011571357
Assessment roll updated October 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 5481 ROCKPOINTE DR, CLIFTON, VA 20124-0941 |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Apr 10, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 10, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PRIME LENDING INC |
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jul 10, 2019 | Warranty Deed, Transfer · Stand-Alone Refinance PRIME LENDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Apr 10, 2026 |
| Transfer Doc | 0700158641 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Apr 10, 2026 |
| Property Address | 108 SEA TERN DR E, DUCK, NC 27949 |
| Document Number | 0700158641 |
| Book / Page | 2844 / 195 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026700158641 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 5481 ROCKPOINTE DR, CLIFTON, VA 20124-0941 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 108 SEA TERN DR E, DUCK, NC 27949 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002311/111 |
|---|---|
| Date | Jul 10, 2019 |
| Book Page | 2311/111 |
| Instrument | 700066528 |
| Name | PRIME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 108 SEA TERN DR E, DUCK, NC 27949 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2555/338 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 2555/338 |
| Instrument | 700107386 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jul 10, 2019 |
| Property Address | 108 SEA TERN DR E, DUCK, NC 27949 |
| Document Number | 2311/108 |
| Book / Page | 2311 / 108 |
| Instrument Date | Jul 03, 2019 |
| Instrument | 700066527 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5481 ROCKPOINTE DR, CLIFTON, VA 20124-0941 |
| Document Number | 2311/111 |
|---|---|
| Date | Jul 10, 2019 |
| Book Page | 2311/111 |
| Instrument | 700066528 |
| Name | PRIME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: Dare County records · Assessment roll updated October 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Duck Town |
| Unified School District | Dare County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,893.00 (+16.83%) | $921,000 (+64.94%) Land $529,400 Building $391,600 | |
| 2023 | $4,188.00 | $558,388 Land $257,100 Building $301,288 | |
| 2020 | $921,000 Land $529,400 Building $391,600 |
Source: FEMA National Flood Hazard Layer as of May 11, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 1,132 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,493 units insured incl. 361 condo units |
| Nearby Flood Claims | 732 (1978–2024) |
| Claims Outside the SFHA | 327 of 732 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 198 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTHERN OUTER BANKS WTR SYST serves 8,209 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | DARE COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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