108 School St, Springfield, MA 01105 Property Records

Hampden County and Springfield City property record for 108 School St, Springfield, MA 01105

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 3,036 sqft · built 1890
Lot Size	0.216 acres (9,426 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jan 2024)
Tax Bill	$2,747 (2026)
Deeds & Mortgages	Jun 2022 Construction Loan Jan 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:10650 P:0026`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:10650 P:0026`
Alternative APN	`106500026`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,036 sqft Living Area
1st Floor Area	1,235 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Lot Area	9,426 sqft (0.216 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	106500026
Street Address	108 SCHOOL ST
City	SPRINGFIELD
State	MA
Zip	01105-1317
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	C1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2002
Census Tract	801902

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	126 HANCOCK ST, LAWRENCE, MA 01841-5028
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Construction Mortgage PINNACLE FINANCIAL SERVICES LLC
Jan 31, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEW FED MORTGAGE CORP
Sep 15, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEW FED MORTGAGE CORP
Aug 2, 2018	Deed of Trust, Mortgage NORTH BROOKFIELD SAVINGSS BANK
May 11, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 10, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HEDGE HOG INDUSTRIES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2024 · Amount on Record
Deed Sale	Jan 31, 2024 · Amount on Record
Prior Sale	Sep 15, 2022 · Amount on Record
Deed Book / Page	25306 / 468
Prior Transfer Date	Jan 30, 2024
Prior Transfer Doc	025306-468
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	108 SCHOOL ST, SPRINGFIELD, MA 01105-1317
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	024602-395
Date	Jun 22, 2022
Book Page	24602/395
Instrument	37426

Lender

Name	PINNACLE FINANCIAL SERVICES LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jan 31, 2024
Property Address	108 SCHOOL ST, SPRINGFIELD, MA 01105-1317
Document Number	025306-468
Book / Page	25306 / 468
Instrument Date	Jan 30, 2024
Instrument	4221
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 HANCOCK ST, LAWRENCE, MA 01841-5028

Mortgage

Document Number	0000004222
Date	Jan 31, 2024
Instrument	4222

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 15, 2022
Property Address	108 SCHOOL ST, SPRINGFIELD, MA 01105-1317
Document Number	0024726-59
Book / Page	24726 / 59
Instrument Date	Sep 14, 2022
Instrument	55736
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SCHOOL ST, SPRINGFIELD, MA 01105-1317
Investor	Possibly a Property Investor

Mortgage

Document Number	0000055737
Date	Sep 15, 2022
Instrument	55737

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	108 SCHOOL ST, SPRINGFIELD, MA 01105-1317
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22298-29
Date	Aug 2, 2018
Book Page	22298/29
Instrument	45654

Lender

Name	NORTH BROOKFIELD SAVINGSS BANK
Type	Bank

Agreement

Amount	Amount Recorded

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	May 11, 2022
Property Address	108 SCHOOL ST, SPRINGFIELD, MA 01105-1317
Document Number	024543-260
Book / Page	24543 / 260
Instrument Date	Jan 31, 2020
Instrument	28949
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 PRINCETON ST, SPRINGFIELD, MA 01109-3427
Investor	Possibly a Property Investor

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 10, 2019
Property Address	108 SCHOOL ST, SPRINGFIELD, MA 01105-1317
Document Number	22619-125
Book / Page	22619 / 125
Instrument Date	Apr 9, 2019
Instrument	17800
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 BALIS ST, SPRINGFIELD, MA 01109-2505

Mortgage

Document Number	17802
Date	Apr 10, 2019
Instrument	17802

Lender

Name	HEDGE HOG INDUSTRIES

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,747.00 (+25.84%)	$177,700 (+27.66%) Land $40,000 Building $137,700	$285,731
2025	$2,183.00 (+12.93%)	$139,200 (+22.75%) Land $26,200 Building $113,000
2023	$1,933.00	$113,400 Land $23,300 Building $90,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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