Spartanburg County property record for 108 Sapphire Pointe Dr, Duncan, SC 29334
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,389 sqft · built 2016 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,559 (Oct 2016) |
| Tax Bill | $2,422 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-3000-11104 |
| Primary APN | 5-3000-11104 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,389 sqft Living Area |
| Gross Area | 4,505 sqft |
| Upper Floors Area | 2,070 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Stone |
| Construction Type | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Porch |
| Porch Area | 285 sqft |
| Patio Area | 390 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 176264 |
|---|---|
| Street Address | 108 SAPPHIRE POINTE DR |
| City | DUNCAN |
| State | SC |
| Zip | 29334-8895 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 SAPPHIRE POINTE PH 1 PB 168-273 |
| Legal Subdivision | SAPPHIRE POINTE PH I |
| Legal Phase | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | REIDVILLE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 23408 |
108 Sapphire Pointe Dr is owned and occupied by an individual who bought it in October 2016.
Source: Spartanburg County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 108 SAPPHIRE POINTE DR, DUNCAN, SC 29334-8895 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE |
| Oct 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2016 · Amount on File |
| Deed Sale | Oct 5, 2016 · Amount on File |
| Prior Sale | Feb 8, 2016 · Amount on File |
| Deed Document Number | 2016-44703 |
| Deed Book / Page | 113-N / 0801 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Jul 13, 2026 |
| Property Address | 108 SAPPHIRE POINTE DR, DUNCAN, SC 29334-8895 |
| Document Number | 0000032615 |
| Book / Page | 7272 / 876 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202632615 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 108 SAPPHIRE POINTE DR, DUNCAN, SC 29334-8895 |
| Document Number | 0000032615, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 7272/876 |
| Instrument | 202632615 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 108 SAPPHIRE POINTE DR, DUNCAN, SC 29334-8895 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000056220 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 6215/830 |
| Instrument | 2021-56220 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2041 |
The 2025 property tax bill for 108 Sapphire Pointe Dr was $2,422, up 0.4% from the year before.
Source: Spartanburg County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Spartanburg School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,422.00 (+0.41%) | $15,637 Land $1,896 Building $13,741 | $456,000 Land $55,300 Building $400,700 |
| 2024 | $2,412.00 (-0.25%) | ||
| 2023 | $2,418.00 | $15,637 Land $1,896 Building $13,741 | $456,000 Land $55,300 Building $400,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 108 Sapphire Pointe Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Sapphire Pointe Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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