108 Salem Dr, Laredo, TX 78045 Property Records

Webb County property record for 108 Salem Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,757 sqft · built 1990
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,098 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`968-00016-284`

Property Details

APN / Parcel Number

Primary APN	`968-00016-284`
Alternative APN	`233512`

Interior

Stories	1 Story
Building Area	1,757 sqft Living Area
Gross Area	2,261 sqft
1st Floor Area	1,757 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	224 sqft

Location & Zoning

Street Address	108 SALEM DR
City	LAREDO
State	TX
Zip	78045-8504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 284 BLK 16 LOWRY FARM UNIT 4
Legal Subdivision	LOWRY FARM (RIVER OAKS)
Legal Block	16
Legal Lot Number	284
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3009
Census Tract	1716

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 SALEM DR, LAREDO, TX 78045-8504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage LAREDO FCU
Oct 2, 2019	Deed of Trust, Mortgage · Line of Credit BBVA USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	108 SALEM DR, LAREDO, TX 78045-8504
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SALEM DR, LAREDO, TX 78045-8504

Mortgage

Document Number	005540/864
Date	Oct 2, 2023
Book Page	5540/864
Instrument	1512006

Lender

Name	LAREDO FCU
Type	Credit Union
Address	LAREDO, TX 78041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2038

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	108 SALEM DR, LAREDO, TX 78045-8504
Transaction Type	Mortgage
Record Updated	Oct 10, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4673/442
Date	Oct 2, 2019
Book Page	4673/442
Instrument	1373425

Lender

Name	BBVA USA
Type	Bank
Address	LAREDO, TX 78045

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,766 (+8.6%) Land $62,106 Building $173,660	$235,766 (-0.74%) Land $62,106 Building $173,660
2025	$1,098.00 (-11.31%) Homeowner's exemption	$217,099 (+17.19%)	$237,512 (+28.21%)
2024	$1,238.00 (+12.04%)
2023		$185,253 Land $50,094 Building $135,159	$185,253 Land $50,094 Building $135,159
2022	$1,105.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Smartcom Telephone.

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