Montgomery County property record for 108 S Timber Top Dr, Spring, TX 77380
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,988 sqft · built 1977 |
| Lot Size | 0.211 acres (9,200 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,977 (2025) |
| Deeds & Mortgages | Jul 2026 Construction Loan Jul 2026 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9728-15-00400 |
| Primary APN | 9728-15-00400 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,988 sqft Living Area |
| Gross Area | 3,472 sqft |
| 1st Floor Area | 2,028 sqft |
| 2nd Floor Area | 814 sqft |
| Upper Floors Area | 168 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Wood Shingle |
| Lot Area | 9,200 sqft (0.211 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 374 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 108 S TIMBER TOP DR |
|---|---|
| City | SPRING |
| State | TX |
| Zip | 77380-1492 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 |
| Legal Description | S972815 - WDLNDS VIL GROGANS ML 15, BLOCK 1, LOT 4 |
| Legal Subdivision | WDLNDS VIL GROGANS ML 15 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 691601 |
Source: Montgomery County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 S TIMBER TOP DR, SPRING, TX 77380-1492 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK |
| Jul 27, 2026 | Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK |
| Nov 13, 2025 | Vendor's Lien, Transfer · Conventional Mortgage CADENCE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2025 |
| Deed Sale | Nov 13, 2025 |
| Prior Sale | Jan 27, 2009 |
| Deed Document Number | 2025116730 |
| Prior Transfer Date | May 19, 2010 |
| Prior Transfer Doc | 0000042597 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Jul 27, 2026 |
| Property Address | 108 S TIMBER TOP DR, SPRING, TX 77380-1492 |
| Document Number | 0000079801 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 202679801 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 108 S TIMBER TOP DR, SPRING, TX 77380-1492 |
| Document Number | 0000079801, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 202679801 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Jul 27, 2026 |
| Property Address | 108 S TIMBER TOP DR, SPRING, TX 77380-1492 |
| Document Number | 0000079802 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 202679802 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 108 S TIMBER TOP DR, SPRING, TX 77380-1492 |
| Document Number | 0000079802, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 202679802 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Nov 13, 2025 |
| Property Address | 108 S TIMBER TOP DR, SPRING, TX 77380-1492 |
| Document Number | 0000116730 |
| Map Reference | CAB B SH 31A |
| Instrument Date | Nov 12, 2025 |
| Instrument | 2025116730 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 S TIMBER TOP DR, THE WOODLANDS, TX 77380-1492 |
| Document Number | 0000116609 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 2025116609 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 5, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Dec 5, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.5% |
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $875,000 (+151.47%) Land $80,000 Building $795,000 | $875,000 (+57.4%) Land $80,000 Building $795,000 | |
| 2025 | $1,977.00 (-25.98%) Homeowner's exemption Senior Citizen's exemption | $347,960 (+1%) | $555,898 (+7%) Land $80,000 Building $475,898 |
| 2024 | $2,671.00 (+8.4%) Homeowner's exemption Senior Citizen's exemption | $316,327 (+1%) Land $80,000 Building $439,540 | $519,540 (+29.27%) Land $80,000 Building $439,540 |
| 2023 | $2,464.00 Homeowner's exemption | $287,570 Land $80,000 Building $321,890 | $401,890 Land $80,000 Building $321,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 23 (1978–2019) |
| Claims Outside the SFHA | 13 of 23 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY MUD 36 serves 5,235 people · EPA ID TX1700139 |
|---|---|
| Water Source | Purchased surface water from SJRA THE WOODLANDS |
| Last State Inspection | Jan 2025 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
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