108 S E St, La Harpe, IL 61450 Property Records

Hancock County property record for 108 S E St, La Harpe, IL 61450

Property Summary

Property Type	Single Family Home
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,376 (2025)
Deeds & Mortgages	Mar 2024 Construction Loan Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-21-000-047`

Property Details

APN / Parcel Number

Primary APN	`06-21-000-047`

Exterior

Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Street Address	108 S E ST
City	LA HARPE
State	IL
Zip	61450-9203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S21 T7 R5 RIGGENS & GRAHAMS ADD 22' N SI LOT 5 & ALL 4 BLK 2 LA HARPE
Legal Range	05
Legal Township	07
Legal Section	21
Legal Subdivision	RIGGENS & GRAHAMS ADD
Legal Block	2
Legal Lot Number	5
Jurisdiction	HANCOCK IL
Township / Civil Division	LA HARPE
Census Block Group	2
Census Block	2067
Census Tract	953700

Owner

Source: Hancock County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 S E ST, LA HARPE, IL 61450-9203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK
Dec 19, 2025	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 23, 2013
Transfer Doc	20132038
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IL
Property Address	108 S E ST, LA HARPE, IL 61450-9203
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 S E ST, LA HARPE, IL 61450-9203

Mortgage

Document Number	0020240585
Date	Mar 28, 2024
Instrument	2024-0585

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	CARTHAGE, IL 62321

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	5.99%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IL
Property Address	108 S E ST, LA HARPE, IL 61450-9203
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020252949
Date	Dec 19, 2025
Instrument	2025-2949

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	CARTHAGE, IL 62321

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Hancock County
County Subdivision	La Harpe Township
Municipality	La Harpe City
Elementary School District	La Harpe Community School District 347 (PK - 08)
Secondary School District	Illini West High School District 307 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,376.00 Homeowner's exemption	$20,489 (+2.68%) Land $2,398 Building $18,091	$61,467 (+2.68%) Land $7,194 Building $54,273
2024	$1,376.00 (+30.3%)	$19,954 (+19.33%) Land $2,335 Building $17,619
2023			$59,862 (+19.33%) Land $7,005 Building $52,857
2022	$1,056.00 Homeowner's exemption	$16,722 (+13.39%) Land $1,957 Building $14,765	$50,166 (+13.39%) Land $5,871 Building $44,295
2021		$14,747 Land $1,726 Building $13,021	$44,241 Land $5,178 Building $39,063

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAHARPE serves 1,200 people · EPA ID IL0670450
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Apr 2017
Treatment and Procedure	Corrosion control Apr 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
La Harpe Telephone Company Fiber	100 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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