108 S Cove St, Jackson, MI 49203 Property Records

Jackson County property record for 108 S Cove St, Jackson, MI 49203

Property Summary

Property Type	Manufactured or Modular Home
Details	2 ba · 1,152 sqft · built 1990
Lot Size	0.659 acres (28,706 sqft)
Owner	Individual Name on Record
Tax Bill	$970 (2025)
Deeds & Mortgages	Jan 2022 Transfer Nov 2016 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`565-13-23-318-211-00`

Property Details

APN / Parcel Number

Primary APN	`565-13-23-318-211-00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Modular
Exterior Material	Wood Siding
Lot Area	28,706 sqft (0.659 acres)
Lot Dimensions	127 ft deep x 226 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 S COVE ST
City	JACKSON
State	MI
Zip	49203-5616
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RU1
Legal Description	LOTS 356, 357, 358 AND 359 VANDERCOOK PARK SUBDIVISION
Legal Subdivision	VANDERCOOK PARK SUBDIVISION
Legal Lot Number	356-358
Jurisdiction	JACKSON MI
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4011
Census Tract	5100

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 S COVE ST, JACKSON, MI 49203-5616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Intrafamily Transfer, Transfer
Nov 8, 2016	Loan Modification, Mortgage

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MI
Recording Date	Jan 21, 2022
Property Address	108 S COVE ST, JACKSON, MI 49203-5616
Document Number	0002904673
Book / Page	2204 / 283
Instrument Date	Jan 4, 2022
Instrument	2904673
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 S COVE ST, JACKSON, MI 49203-5616

November 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON MI
Property Address	108 S COVE ST, JACKSON, MI 49203-5616
Document Number	0002758975
Book / Page	002092 / 000187
Instrument Date	Nov 8, 2016
Transaction Type	Mortgage
Record Updated	Feb 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 COVE AVE

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Summit Township
Unified School District	Vandercook Lake Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,400 (+2.37%)	$120,800 (+2.37%)
2025	$970.00 (-33.92%)	$59,000 (+32.58%)	$118,000 (+32.58%)
2024	$1,468.00 (-22.49%)
2023		$44,500	$89,000
2020	$1,894.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	948.6 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1982–2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMIT TOWNSHIP serves 25,355 people · EPA ID MI0006450
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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