108 S Bay Dr, Gilbert, AZ 85233 Property Records

Maricopa County property record for 108 S Bay Dr, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,704 sqft · built 1994
Lot Size	0.136 acres (5,942 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Mar 2024)
Tax Bill	$1,833 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2024 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`310-04-387`

Property Details

APN / Parcel Number

Primary APN	`310-04-387`
Alternative APN	`310043871`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,704 sqft Living Area
Gross Area	1,832 sqft
1st Floor Area	874 sqft
2nd Floor Area	830 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Concrete
Lot Area	5,942 sqft (0.136 acres)
Parking Spaces	3 Parking Spaces
Pool Area	374 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 S BAY DR
City	GILBERT
State	AZ
Zip	85233-5641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MARTINQUE 3 AT THE ISLANDS MCR 363-24
Legal Range	5E
Legal Township	1S
Legal Section	14
Legal Subdivision	MARTINQUE 3 AT THE ISLANDS
Legal Lot Number	161
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1000
Census Tract	422305

Owner

108 S Bay Dr is owned and occupied by two individuals who bought it in March 2024.

Source: Maricopa County records, as of February 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 S BAY DR, GILBERT, AZ 85233-5641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 29, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2024 · Amount on File
Deed Sale	Mar 29, 2024 · Amount on File
Prior Sale	Apr 18, 1994 · Amount on File
Deed Document Number	2024165153
Prior Transfer Date	Apr 11, 1994
Prior Transfer Doc	0000310698
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	108 S BAY DR, GILBERT, AZ 85233-5641
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 S BAY DR, GILBERT, AZ 85233-5641

Mortgage

Document Number	0000089400
Date	Feb 17, 2026
Instrument	20260089400

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 29, 2024
Property Address	108 S BAY DR, GILBERT, AZ 85233-5641
Document Number	0000165153
Map Reference	MB 363 PG 24
Instrument Date	Mar 20, 2024
Instrument	20240165153
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 S BAY DR, GILBERT, AZ 85233-5641

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	108 S BAY DR, GILBERT, AZ 85233-5641

Mortgage

Document Number	0000165154
Date	Mar 29, 2024
Instrument	20240165154

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 108 S Bay Dr was $1,833.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,180 (+78.89%)	$431,800 (+3.18%) Land $86,300 Building $345,500
2025	$1,833.00	$24,138 (-45.36%)	$418,500 (-5.27%) Land $83,700 Building $334,800
2024		$44,180	$441,800 Land $88,300 Building $353,500
2023	$1,775.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 S Bay Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 108 S Bay Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arizona Network, WeLink Communications.

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