108 S Anderson St, Morganton, NC 28655 Property Records

Burke County property record for 108 S Anderson St, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,382 sqft · built 1926
Lot Size0.569 acres (24,829 sqft)
OwnerIndividual Name on Record
Tax Bill$1,419 (2025)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN2703142980

Property Details

APN / Parcel Number

Primary APN2703142980
Alternative APN
  • 3870

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area2,382 sqft Living Area
1st Floor Area1,464 sqft
FlooringSoftwood
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1980
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area24,829 sqft (0.569 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area322 sqft
Deck Area50 sqft
Patio Area218 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number2703142980
Street Address108 S ANDERSON ST
CityMORGANTON
StateNC
Zip28655-3804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMEDIUM INTENSITY DIST
Legal Description108 S ANDERSON ST MORGANTON, NC 28655
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group1
Census Block1020
Census Tract21400

Owner

Source: Burke County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address108 S ANDERSON ST, MORGANTON, NC 28655-3804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 1998
Deed SaleJan 5, 1998
Deed Document Number0008921995
Record UpdatedJun 8, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Recording DateApr 6, 2026
Property Address108 S ANDERSON ST, MORGANTON, NC 28655-3804
Document Number0026002929
Book / Page2864 / 409
Instrument DateMar 31, 2026
Instrument202626002929
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 S ANDERSON ST, MORGANTON, NC 28655-3804

Mortgage

Document Number0026002929,
DateApr 6, 2026
Book Page2864/409
Instrument202626002929
Lender
NameWELLSFARGOBANKNA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2041
Interest
Rate TypeFixed Rate
Rate5.43%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Burke County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,419.00 (-0.21%)$238,353 (-) Land $43,104 Building $195,249$238,353 (-) Land $43,104 Building $195,249
2023$1,422.00$238,353 Land $43,104 Building $195,249$238,353 Land $43,104 Building $195,249

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGANTON
serves 27,221 people · EPA ID NC0112015
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Compas X-Stream
Cable · Fiber in parts of the area
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum, Verizon.

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