Cook County property record for 108 S Albert St, Mount Prospect, IL 60056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,654 sqft · built 1930 |
| Lot Size | 0.187 acres (8,134 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $410,000 (Sep 2019) |
| Tax Bill | $8,863 (2023) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-12-212-016 |
| Primary APN | 08-12-212-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,654 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Old Style |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,134 sqft (0.187 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Water Source | Commercial |
| Street Address | 108 S ALBERT ST |
|---|---|
| City | MOUNT PROSPECT |
| State | IL |
| Zip | 60056-3404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (BUSSES) (EASTERN) ADD TO MOUNT (PROSPECT) SUB IN EH OF **NOTE** THIS IS A COMBINATION OF 4 SUBS SEC 12-41-11 |
| Legal Range | 11E |
| Legal Township | 41N |
| Legal Section | 12 |
| Legal Subdivision | BUSSES EASTERN ADD TO MOUNT PROSPECT |
| Legal Block | 13,13 |
| Legal Lot Number | 5,6 |
| Jurisdiction | COOK IL |
| Township / Civil Division | ELK GROVE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 804901 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 S ALBERT ST, MOUNT PROSPECT, IL 60056-3404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| Sep 16, 2019 | Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2019 · Amount on Record |
| Deed Sale | Sep 16, 2019 · Amount on Record |
| Prior Sale | Sep 19, 2007 · Amount on Record |
| Deed Document Number | 201955068 |
| Prior Transfer Date | Dec 26, 2012 |
| Prior Transfer Doc | 0000050033 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 108 S ALBERT ST, MOUNT PROSPECT, IL 60056-3404 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 108 S ALBERT ST, MOUNT PROSPECT, IL 60056-3404 |
| Document Number | 0025119030 |
|---|---|
| Date | Sep 8, 2025 |
| Instrument | 2525119030 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 16, 2019 |
| Property Address | 108 S ALBERT ST, MOUNT PROSPECT, IL 60056-3404 |
| Document Number | 1925955068 |
| Instrument Date | Sep 9, 2019 |
| Instrument | 25955068 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | LANDTRUST NATIONAL TITLE, LANDTRUST NAT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 221 S ALBERT ST MOUNT PROSPECT IL 600563405, MOUNT PROSPECT, IL 60056-3405 |
| Document Number | 1925955069 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 25955069 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2049 |
| Rate | 3.87% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Elk Grove Township |
| Municipality | Mount Prospect Village |
| Secondary School District | Township High School District 214 (09 - 12) |
| Elementary School District | Mount Prospect School District 57 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,000 (+30.93%) Land $9,354 Building $36,646 | $460,000 (+30.93%) Land $93,540 Building $366,460 | |
| 2023 | $8,863.00 (+4.36%) | ||
| 2022 | $8,493.00 Homeowner's exemption | $35,133 Land $7,727 Building $27,406 | $351,330 Land $77,270 Building $274,060 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1990) |
| Most Recent Claim | Aug 1990 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT PROSPECT serves 41,000 people · EPA ID IL0311980 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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