108 S 9th St, Flagler Beach, FL 32136 Property Records

Flagler County property record for 108 S 9th St, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,339 sqft · built 2024
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Company Names on Record
Last Sale	$150,000 (Feb 2021)
Tax Bill	$16,115 (2025)
Deeds & Mortgages	Sep 2023 Construction Loan Feb 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-12-31-4500-00150-0070`

Property Details

APN / Parcel Number

Primary APN	`12-12-31-4500-00150-0070`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,339 sqft Living Area
1st Floor Area	3,339 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Multi-Family
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 S 9TH ST
City	FLAGLER BEACH
State	FL
Zip	32136-3629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE MOODY SUBD BL-15 LOT 7 OR BOOK 41 PAGE 164 OR 142 PG 366 OR 142 PG 363 Q.C. OR 324 PG 825 OR 830 PG 918 OR 1281/1811 OR 2122/457 OR 2140/209
Legal Range	31E
Legal Township	12S
Legal Section	12
Legal Subdivision	GEORGE MOODY SUBD
Legal Block	15
Legal Lot Number	7
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	3
Census Block	3007
Census Tract	60302

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	108 S 9TH ST, FLAGLER BEACH, FL 32136-3629
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · Construction Mortgage BARWICK BANKING CO
Feb 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 23, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 5, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2021 · Amount on Record
Deed Sale	Feb 5, 2021 · Amount on Record
Prior Sale	Jun 1, 2016
Deed Document Number	20216024
Deed Book / Page	2523 / 998
Last Transfer Date	Oct 16, 2025
Transfer Doc	0030010528
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	108 S 9TH ST, FLAGLER BEACH, FL 32136-3629
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	OCEAN BLUE TITLE LLC, OCEAN BLUE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12718 CORMORANT COVE LN, JACKSONVILLE, FL 32223-2792

Mortgage

Document Number	0028091902
Date	Sep 6, 2023
Book Page	2809/1902
Instrument	2023038877

Lender

Name	BARWICK BANKING CO
Type	Bank
Address	SAINT AUGUSTINE, FL 32080

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	10%
Index	1-Year T-Bill
Max Rate	14%

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	108 S 9TH ST, FLAGLER BEACH, FL 32136-3629
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 S 9TH ST, FLAGLER BEACH, FL 32136-3629

Mortgage

Document Number	0029340019
Date	Feb 4, 2025
Book Page	2934/19
Instrument	2025004467

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2055

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Oct 23, 2025
Property Address	108 S 9TH ST, FLAGLER BEACH, FL 32136-3629
Document Number	0030010528
Book / Page	3001 / 528
Map Reference	MB 1 PG 24
Instrument Date	Oct 16, 2025
Instrument	2025043433
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 S 9TH ST, FLAGLER BEACH, FL 32136-3629

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	108 N 9TH ST, FLAGLER BEACH, FL 32136-6021

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 5, 2021
Property Address	108 S 9TH ST, FLAGLER BEACH, FL 32136-3629
Document Number	0025230998
Book / Page	2523 / 998
Map Reference	MB 1 PG 24
Instrument Date	Jan 28, 2021
Instrument	2021006024
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	OLDE FL TITLE LLC, OLDE FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 S 9TH ST, FLAGLER BEACH, FL 32136-3629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12718 CORMORANT COVE LN, JACKSONVILLE, FL 32223-2792

Mortgage

Document Number	0025231000
Date	Feb 5, 2021
Instrument	2523/1000

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7%
Index	1-Year LIBOR
Max Rate	11%

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,115.00 (+496.41%)	$868,597 (+529.42%)	$1,029,653 (+646.13%) Land $138,000 Building $891,653
2024	$2,702.00 (-0.7%)	$138,000 (-) Land $138,000	$138,000 (-) Land $138,000
2023	$2,721.00 (-0.73%)	$138,000 (-) Land $138,000	$138,000 (-) Land $138,000
2022	$2,741.00	$138,000 Land $138,000	$138,000 Land $138,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 239 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	253 units insured incl. 14 condo units
Nearby Flood Claims	200 (1991–2024)
Claims Outside the SFHA	35 of 200
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 38 claims Hurricane Irma, Sep 2017 · 91 claims Hurricane Frances, Sep 2004 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on S 9th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures