Roscommon County property record for 108 S 5th St, Roscommon, MI 48653
| Property Type | Single Family Home |
|---|---|
| Details | 2,632 sqft · built 1900 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $118,000 (Jul 2025) |
| Tax Bill | $2,232 (2025) |
| Deeds & Mortgages | Jul 2005 Mortgage Apr 2018 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-724-004-0000 |
| Primary APN | 055-724-004-0000 |
|---|
| Building Area | 2,632 sqft Building Perimeter |
|---|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Street Address | 108 S 5TH ST |
|---|---|
| City | ROSCOMMON |
| State | MI |
| Zip | 48653-9048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (L-979P-96-97&L-954P-589&L-953P-1631-35)242 L-1029 P-1964 (L-997P-468&L-989P-42)LOTS 4 & 5 BLK 24 ROBINSON'S PLAT OF THE |
| Legal Subdivision | ROBINSON PLAT OF THE VILLAGE |
| Legal Block | 24 |
| Legal Lot Number | 4-5 |
| Jurisdiction | ROSCOMMON MI |
| Township / Civil Division | HIGGINS |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 970300 |
108 S 5th St is owned and occupied by an individual who bought it in July 2025.
Source: Roscommon County records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 S 5TH ST, ROSCOMMON, MI 48653-9048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2005 | Deed of Trust, Mortgage · Conventional Mortgage CHASE BANK USA NA |
| Apr 2, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOAN INC |
| Jul 2, 2025 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 7, 2016 | Warranty Deed, Transfer LIGHTHOUSE TITLE INC |
| Jun 29, 2011 | Deed, Transfer FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS |
| Mar 4, 2011 | Sheriff's Deed, Foreclosure |
| Jul 27, 2005 | Intrafamily Transfer, Transfer MILESTONE TITLE AND ESCROW, MILLTOWN TITLE 7 ESCROW |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2025 · Amount on File |
| Deed Sale | Jul 2, 2025 · Amount on File |
| Prior Sale | Nov 7, 2016 · Amount on File |
| Deed Document Number | 20254480 |
| Deed Book / Page | 1190 / 1811 |
| Prior Transfer Date | Jul 13, 2005 |
| Prior Transfer Doc | 01029/1964 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 108 S 5TH ST, ROSCOMMON, MI 48653-9048 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 01029/1946 |
|---|---|
| Date | Jul 27, 2005 |
| Book Page | 1029/1946 |
| Instrument | 200500006515 |
| Name | CHASE BANK USA NA |
|---|---|
| Type | Bank |
| Address | NEWARK, DE 19711 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 108 S 5TH ST, ROSCOMMON, MI 48653-9048 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001165/0000001259 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 0000001165/0000001259 |
| Instrument | 201800002508 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Jul 2, 2025 |
| Property Address | 108 S 5TH ST, ROSCOMMON, MI 48653-9048 |
| Document Number | 01190/1811 |
| Book / Page | 1190 / 1811 |
| Instrument Date | Jun 27, 2025 |
| Instrument | 202500004480 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 S 5TH ST, ROSCOMMON, MI 48653-9048 |
| Document Number | 202500004481 |
|---|---|
| Date | Jul 2, 2025 |
| Instrument | 202500004481 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Nov 7, 2016 |
| Property Address | 108 S 5TH ST, ROSCOMMON, MI 48653-9048 |
| Document Number | 01160/1671 |
| Book / Page | 1160 / 1671 |
| Instrument Date | Oct 28, 2016 |
| Instrument | 201600008143 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | LIGHTHOUSE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $51.15 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 259 W FEDERAL HWY, ROSCOMMON, MI 48653-9231 |
| Name | Verified Name |
|---|---|
| Address | 325 N MAIN ST, WEBBERVILLE, MI 48892-9701 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Jun 29, 2011 |
| Property Address | 108 S 5TH ST, ROSCOMMON, MI 48653-9048 |
| Document Number | 01105/0153 |
| Book / Page | 1105 / 0153 |
| Map Reference | LB1 PG2 |
| Instrument Date | Jun 17, 2011 |
| Instrument | 201100004626 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS |
| Amount | Amount on Record |
|---|---|
| Tax | $176.30 |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 800 BROOKSEDGE BLVD, WESTERVILLE, OH 43081-2822 |
| Name | Verified Name |
|---|---|
| Address | 259 W FEDERAL HWY, ROSCOMMON, MI 48653-9231 |
| Investor | Possibly a Property Investor |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Mar 4, 2011 |
| Property Address | 108 S 5TH ST, ROSCOMMON, MI 48653-9048 |
| Document Number | 01101/2284 |
| Book / Page | 1101 / 2284 |
| Map Reference | LB1 PG2 |
| Instrument Date | Feb 18, 2011 |
| Instrument | 201100001341 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $40.15 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 800 BROOKSEDGE BLVD, WESTERVILLE, OH 43081-2822 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Jul 27, 2005 |
| Property Address | 108 S 5TH ST, ROSCOMMON, MI 48653-9048 |
| Document Number | 01029/1964 |
| Book / Page | 1029 / 1964 |
| Map Reference | LB1 PG2 |
| Instrument Date | Jul 13, 2005 |
| Instrument | 200500006516 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | MILESTONE TITLE AND ESCROW, MILLTOWN TITLE 7 ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11270 S GRAYLING RD, ROSCOMMON, MI 48653-8880 |
| Name | Verified Name |
|---|---|
| Address | 108 S 5TH ST, ROSCOMMON, MI 48653-9048 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 108 S 5th St was $2,232 with a homeowner's exemption.
Source: Roscommon County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Roscommon County |
| County Subdivision | Higgins Township |
| Municipality | Roscommon Village |
| Unified School District | Roscommon Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,000 (+14.02%) | $122,000 (+14.02%) | |
| 2025 | $2,232.00 | $53,500 | $107,000 |
| 2023 | $55,200 | $110,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 108 S 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 108 S 5th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF ROSCOMMON serves 1,075 people · EPA ID MI0005810 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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