108 S 3rd St, Harrison, NJ 07029 Property Records

Hudson County and Harrison Town property record for 108 S 3rd St, Harrison, NJ 07029

Property Summary

Property Type	Single Family Home
Details	2,100 sqft · built 2007
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$795,000 (Oct 2022)
Tax Bill	$14,752 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-00123-0000-00037`

Property Details

APN / Parcel Number

Primary APN	`04-00123-0000-00037`
Alternative APNs	`0400123000000037000A` `280801`

Interior

Building Area	2,100 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	60 ft deep x 40 ft wide

Location & Zoning

Account Number	280801
Street Address	108 S 3RD ST
City	HARRISON
State	NJ
Zip	07029-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F1
Legal Block	123
Legal Lot Number	37
Jurisdiction	HUDSON NJ
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1010
Census Tract	13800

Owner

Source: Hudson County and Harrison Town records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	649 WOOD AVE, EDISON, NJ 08820-1930
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed, Transfer · Conventional Mortgage HSBC BANK USA
Jul 25, 2020	Deed of Trust, Mortgage · Line of Credit WEBSTER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2022 · Amount on Record
Deed Sale	Oct 25, 2022 · Amount on Record
Prior Sale	Jan 9, 2008 · Amount on Record
Deed Document Number	202210106860
Deed Book / Page	9705 / 763
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HUDSON NJ
Recording Date	Oct 25, 2022
Property Address	108 S 3RD ST, HARRISON, NJ 07029-1718
Document Number	20221025010106860
Book / Page	9705 / 763
Instrument Date	Aug 15, 2022
Instrument	20221025010106860
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	GOLDEN TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,782.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	262 MILLBURN AVE, MILLBURN, NJ 07041-1710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 S 3RD ST, HARRISON, NJ 07029-1718

Mortgage

Document Number	20221025060144610
Date	Oct 25, 2022
Book Page	20364/145
Instrument	20221025060144610

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.78%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.78%
Index	Other
Margin	3
Max Rate	9.78%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	108 S 3RD ST, HARRISON, NJ 07029-1718
Document Number	0060124520
Instrument Date	Jul 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 S 3RD ST HARRISON NJ 070291718, HARRISON, NJ 07029-1718

Mortgage

Document Number	0060124520
Date	Sep 15, 2020
Book Page	019696/000485
Instrument	60124520

Lender

Name	WEBSTER BK NA
Type	Bank
Address	WATERBURY, CT 06702

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Hudson County and Harrison Town assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Harrison Town
Unified School District	Harrison Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$618,800 (-) Land $265,000 Building $353,800	$618,800 (-) Land $265,000 Building $353,800
2025	$14,752.00 (+1.62%)	$618,800 (-) Land $265,000 Building $353,800	$618,800 (-) Land $265,000 Building $353,800
2024	$14,517.00 (+2.86%)
2023		$618,800 Land $265,000 Building $353,800	$618,800 Land $265,000 Building $353,800
2022	$14,114.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	30 (1992–2021)
Claims Outside the SFHA	7 of 30
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Sandy, Oct 2012 · 18 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON W DEPT serves 14,425 people · EPA ID NJ0904001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Andrena, Astound Broadband.

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