Flagler County property record for 108 S 3rd St, Flagler Beach, FL 32136
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 4 ba · 2,459 sqft · built 1970 |
| Lot Size | 0.114 acres (5,009 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $258,000 (Dec 2001) |
| Tax Bill | $2,530 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-12-31-4500-00090-0080 |
| Primary APN | 12-12-31-4500-00090-0080 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,459 sqft |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Concrete Block |
| Lot Area | 5,009 sqft (0.114 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 108 S 3RD ST |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-3677 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | GC |
| Legal Description | GEORGE MOODY SUB DIV BL-9 LOT 8 OR BOOK 41 PAGE 6 OR BOOK 101 PAGE 309 OR 217 PG 855 OR 239 PG 96 OR 788 PG 1148 |
| Legal Range | 31E |
| Legal Township | 12S |
| Legal Section | 12 |
| Legal Subdivision | GEORGE MOODY SUB |
| Legal Block | 9 |
| Legal Lot Number | 8 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 60302 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | PO BOX 1207, FLAGLER BEACH, FL 32136-1207 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2001 · Amount on Record |
| Deed Sale | Dec 19, 2001 · Amount on Record |
| Deed Document Number | 0078801148 |
| Deed Book / Page | 00788 / 01148 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 108 S 3RD ST, FLAGLER BEACH, FL 32136-3677 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0026110567 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 2611/567 |
| Instrument | 2021053823 |
| Name | INTRACOASTAL BANK |
|---|---|
| Type | Bank |
| Address | PALM COAST, FL 32137 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,530.00 (+49.09%) | $196,802 (+128.63%) Land $196,802 | $196,802 (+128.63%) Land $196,802 |
| 2023 | $1,697.00 (-0.76%) | $86,080 (-) Land $86,080 | $86,080 (-) Land $86,080 |
| 2022 | $1,710.00 | $86,080 Land $86,080 | $86,080 Land $86,080 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 239 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 253 units insured incl. 14 condo units |
| Nearby Flood Claims | 200 (1991–2024) |
| Claims Outside the SFHA | 35 of 200 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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